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Best Business Credit Cards of August 2026

These are the best products for you based on your credit.

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Last fact checked: Aug. 23, 2026

Best Business Credit Cards

Products from our Partners.

2026 Best of Awards Winner

Ink Business Unlimited® Credit Card

5.0
CompareCredit Score

on Chase's secure site

  • Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.
  • Unlimited 1.5% cash back on every purchase made for your business
  • 0% Intro APR on Purchases for 12 months, then 16.74% - 24.74% Variable
  • $0
  • Excellent/Good
  • Visa®
  • Select to apply online
  • Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Earn 5% total cash back on Lyft rides through 9/30/27.
  • Member FDIC

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Ink Business Cash® Credit Card

4.5
CompareCredit Score

on Chase's secure site

  • Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
  • Up to 5% cash back on select purchases
  • 0% Intro APR on Purchases for 12 months, then 16.74% - 24.74% Variable
  • $0
  • Excellent/Good
  • Visa®
  • Select to apply online
  • Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.
  • Earn 5% cash back at office supply stores and on internet, cable and phone services each account anniversary year on the first $25,000 in combined spend
  • Earn 2% cash back on dining and gas each account anniversary year on the first $25,000 spent in combined spend.
  • Earn 1% cash back on all other purchases with no limit to the amount you can earn.
  • Earn 5% total cash back on Lyft rides through 9/30/27.
  • As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 6 months.
  • Complimentary three-month lnstacart+ membership.
  • No Annual Fee
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

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Sapphire Reserve for Business℠

4.5
CompareCredit Score

on Chase's secure site

  • Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
  • Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours. Earn 5x total points on Lyft rides through 9/30/27. Earn 4x points on flights & hotels booked direct. Earn 3x points on social media & search engine advertising. Earn 1x points on all other purchases.
  • Get up to $300 in statement credits each anniversary year on travel purchases.
  • $795
  • Good, Excellent
  • Visa®
  • Select to apply online
  • Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
  • $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
  • Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
  • Earn 5x total points on Lyft rides through 9/30/27.
  • Earn 4x points on flights & hotels booked direct.
  • Earn 3x points on social media & search engine advertising.
  • Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
  • Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
  • Member FDIC

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Ink Business Preferred® Credit Card

4.5
CompareCredit Score

on Chase's secure site

  • Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
  • No foreign transaction fees and receive complimentary access to DashPass by DoorDash.
  • $95
  • Excellent/Good
  • Visa®
  • Select to apply online
  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Earn 5x total points on Lyft rides through 9/30/27.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Receive complimentary access to DashPass by DoorDash.
  • Member FDIC

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Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

4.5
CompareCredit Score

on Bank of America's secure site

  • Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • 1.5% cash back on purchases
  • 0% Intro APR for 7 billing cycles on purchases, after that 16.74% - 26.74% Variable APR on purchases
  • $0
  • Excellent
  • Mastercard®
  • Select to apply online
  • $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • Earn unlimited 1.5% cash back on purchases, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
  • No annual cap and cash rewards don’t expire as long as your account remains open.
  • No annual fee.
  • Choose how to redeem your cash rewards – as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
  • 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.74% to 26.74% will apply.
  • Contactless Cards - the security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

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Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

4.5
CompareCredit Score

on Bank of America's secure site

  • Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases
  • 0% Intro APR for 7 billing cycles on purchases, after that 16.74% - 26.74% Variable APR on purchases
  • $0
  • Excellent
  • Mastercard®
  • Select to apply online
  • $500 Online Cash Rewards Bonus Offer: Get a $500 online cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
  • You'll earn 3% cash back on purchases in the category of your choice and 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
  • No annual fee.
  • Choose how to redeem your cash rewards-as a deposit into your eligible Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
  • To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
  • 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.74% to 26.74% will apply.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

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Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

4.5
CompareCredit Score

on Bank of America's secure site

  • 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • 1.5 points for every $1 spent on all purchases everywhere, every time
  • 0% Intro APR for 7 billing cycles on purchases, after that 16.74% - 26.74% Variable APR on purchases
  • $0
  • Excellent
  • Mastercard®
  • Select to apply online
  • 50,000 Online Bonus Points Offer: Earn 50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of your account opening.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time – no matter how much you spend, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for our highest Preferred Rewards for Business tier.
  • No limit to the amount of points you can earn and points don't expire as long as your account remains open.
  • No annual fee and no international transaction fees.
  • Redeem points for a statement credit to offset travel and dining purchases, and for travel when booked through the Bank of America® Travel Center.
  • 0% Introductory APR on purchases for your first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 16.74% to 26.74% will apply.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

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Revenued Business Card

4.5
CompareCredit Score

on Revenued's secure site

  • Get approved limits without affecting your personal credit
  • 1+ years in business, generate $30k in monthly revenue and no sole proprietorships
  • Spending limit based on your business revenue & banking activity
  • None
  • No Credit, Fair, Poor, Good, Excellent
  • Visa
  • Select to apply online
  • No origination fees, maintenance fees, or draw fees
  • As your revenue increases, your spending limit increases
  • Access cash on demand with funds deposited straight into your bank account via the Flex Line
  • Approvals based on your business revenue and not personal credit
  • 24/7 access to business funding - via mobile app and Visa business card
  • Fast and easy - apply online and receive a funding decision in as little as an hour
  • Rated Excellent on Trustpilot with 600+ reviews

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Wells Fargo Signify Business Cash® Card

5.0
CompareCredit Score

on Wells Fargo's secure site

  • Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
  • 0% intro APR for 12 months from account opening on purchases, 16.74% - 24.74% Variable APR thereafter.
  • $0
  • Excellent/Good
  • Mastercard
  • Select to apply online
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
  • 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
  • $0 annual fee.
  • Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
  • Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
  • Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.

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U.S. Bank Triple Cash Rewards Visa® Business Card

5.0
CompareCredit Score

on U.S. Bank's secure site

  • Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
  • Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs), and 1% cash back on all other eligible purchases
  • 0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, then 17.24% - 26.24% Variable
  • $0
  • Excellent/Good
  • Visa
  • Select to apply online
  • Earn $750 in cash back. Just spend $6,000 on the Account Owner's card in the first 180 days of opening your account.
  • Earn 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers and restaurants (*excludes discount stores/supercenters and wholesale clubs).
  • 1% cash back on all other eligible purchases.
  • Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
  • Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
  • No limit on total cash back earned.
  • Redeem Cash Rewards right away or save them for later. Cash Rewards do not expire as long as the account remains active.
  • Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
  • Terms and conditions apply.

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U.S. Bank Business Altitude® Connect Visa Signature® Card

4.0
CompareCredit Score

on U.S. Bank's secure site

  • Earn 75,000 bonus points, worth $750 when redeemed for travel if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
  • Earn 5X points on prepaid hotels and car rentals booked directly in the Travel Center when using your card, 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs), 2X points on dining, takeout, restaurant delivery and cell service providers, and 1X points on all other eligible spend
  • Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
  • $0 intro annual fee for the first year, $95 thereafter.
  • Excellent/Good
  • Visa
  • Select to apply online
  • Earn 75,000 bonus points if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
  • Earn 5X points on prepaid hotels and car rentals booked directly in the Travel Center when using your card.
  • Earn 4X points on travel, gas and EV charging stations* on the first $150,000 in combined annual spend (*excludes discount stores/supercenters and wholesale clubs).
  • Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
  • Earn 1X points on all other eligible spend.
  • Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
  • $0 intro annual fee for the first year, $95 per year thereafter.
  • Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
  • Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,700 VIP lounges worldwide, plus four complimentary visits per membership year.
  • Take control of your card spend with U.S. Bank Spend Management—a game-changing platform for monitoring and managing business expenses.
  • Terms and conditions apply.

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U.S. Bank Business Shield™ Visa® Card

4.5
CompareCredit Score

on U.S. Bank's secure site

  • 0% intro on purchases for 12 billing cycles and 0% intro on balance transfers for 12 billing cycles, then 16.24% - 25.24% Variable APR.
  • Earn 5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card.
  • Earn a $50 annual statement credit after $5,000 in purchases made through the Travel Center when using your card.
  • $0
  • Excellent/Good
  • Visa
  • Select to apply online
  • 0% Intro APR on purchase and balance transfers for 12 billing cycles. After that, a variable APR currently 16.24% - 25.24%.
  • No annual fee.
  • 5% cash back on prepaid air, hotels, and car rentals booked directly in the Travel Center when using your card.
  • $50 annual statement credit after $5,000 in purchases made through the Travel Center when using your card.
  • $0 fee ExtendPay offer annually (3 months).
  • Additional benefits include Extended Warranty, Purchase Protection, Cell Phone Protection, and Auto Rental Collision damage insurance.
  • Terms and conditions apply.

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Capital One Spark Cash

4.5
CompareCredit Score

on Capital One's secure site

  • Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening
  • 2% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel
  • Free employee cards and no foreign transaction fees
  • $0 intro for first year; $95 after that
  • Excellent
  • Mastercard®
  • Select to apply online
  • Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening
  • For businesses that want to earn 2% cash back on all purchases with the familiarity of a traditional credit line
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
  • Top rated mobile app

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Capital One Spark Cash Select

4.5
CompareCredit Score

on Capital One's secure site

  • Earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
  • 1.5% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel
  • 0% intro on purchases for 9 months, then 16.74% - 26.74% (Variable)
  • $0
  • Excellent
  • Mastercard®
  • Select to apply online
  • Earn a $750 bonus when you spend $6,000 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • Enjoy a 0% APR for the first 9 months of opening
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
  • Top rated mobile app

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Capital One Spark Cash Plus

4.5
CompareCredit Score

on Capital One's secure site

  • Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months
  • Unlimited 2% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel
  • Spend $150,000 annually and Capital One will refund the $150 annual fee every year
  • $150
  • Excellent
  • Visa®
  • Select to apply online
  • Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months
  • Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Enjoy big purchasing power so you can spend more and earn more rewards. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
  • Streamline your accounts payable process, employee spending, and more from your online account with free business management tools
  • Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards
  • $150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
  • Your card is designed to be paid in full. However you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
  • For businesses that need large spending capacity and want to maximize cash back
  • Top rated mobile app

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Capital One Venture X Business

5.0
CompareCredit Score

on Capital One's secure site

  • Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
  • Unlimited 2 Miles per dollar on every purchase, 5 Miles per dollar on flights and vacation rentals booked through Capital One Business Travel, 10 Miles per dollar on hotels and rental cars booked through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • $395
  • Excellent
  • Visa
  • Select to apply online
  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Your card is designed to be paid in full. However, you have the option to carry over a portion of your balance with interest if needed. Pay at least the minimum payment amount by your payment due date, otherwise you'll be charged a 2.99% late fee
  • Top rated mobile app

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Capital One Venture Business

5.0
CompareCredit Score

on Capital One's secure site

  • Earn 100,000 Miles once you spend $10,000 on purchases within the first 3 months from account opening
  • 2 Miles per $1 on every purchase, everywhere, 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • Redeem your miles instantly for any travel-related purchases or transfer to 15+ leading travel loyalty programs
  • $95
  • Excellent
  • Mastercard®
  • Select to apply online
  • Earn a one-time welcome bonus of 100,000 miles once you spend $10,000 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck® every four years. Terms and conditions apply
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • $95 annual fee
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Top rated mobile app

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TD Business Solutions Credit Card

4.5
CompareCredit Score

on TD Bank's secure site

  • Earn $400 Cash Back in the form of a statement credit when you spend $3,000 within the first 90 days after account opening. 0% intro APR* on purchases for the first 12 billing cycles after account opening. After that, 17.49% - 27.49% variable APR based on your credit worthiness.
  • Earn unlimited 2% Cash Back on all eligible purchases.
  • 0% intro APR* on purchases for the first 12 billing cycles after account opening. After that, 17.49% - 27.49% variable APR based on your credit worthiness.
  • No annual fee
  • Good, Excellent
  • Visa
  • Select to apply online
  • Limited Time Offer: Earn $400 Cash Back in the form of a statement credit when you spend $3,000 within the first 90 days after account opening. 0% intro APR* on purchases for the first 12 billing cycles after account opening. After that, 17.49% - 27.49% variable APR based on your credit worthiness.
  • Earn unlimited 2% Cash Back on all eligible purchases. No rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.
  • Add Employee cards at no cost with the ability to set spending limits.
  • No annual fee
  • Visa Spend Clarity for Business – at no cost to you, access a suite of spend management tools to keep spending on track with dashboards and reporting, card controls and integration with accounting software.
  • Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card.
  • Enjoy Visa security on purchases, plus protection against unauthorized charges.
  • Contactless Payments/Digital Wallet.
  • Instant credit card replacement.
  • Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
  • *Read terms and conditions for important information about rates, fees, eligible purchases, balance transfers and program details.

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The Business Platinum® Card from American Express

5.0
CompareCredit Score

on American Express' secure site

Terms Apply

  • You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
  • Earn 5X points on flights and prepaid hotels on AmexTravel.com. 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. 1X points on other eligible purchases.
  • $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals (enrollment required).
  • $895
  • Good, Excellent
  • AMEXAMEX
  • Select to apply online
  • As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
  • See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
  • Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
  • Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
  • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
  • Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
  • Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
  • Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
  • Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
  • Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
  • 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • 5X points on flights and prepaid hotels on AmexTravel.com
  • 1X points on other eligible purchases
  • Terms Apply.

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American Express® Business Gold Card

4.5
CompareCredit Score

on American Express' secure site

Terms Apply

  • You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • $375
  • Good, Excellent
  • AMEXAMEX
  • Select to apply online
  • As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
  • Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
  • The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
  • Terms Apply

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Business Green Rewards Card from American Express

4.0
CompareCredit Score

on American Express' secure site

Terms Apply

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership.
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases.
  • No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
  • $95
  • Good, Excellent
  • AMEXAMEX
  • Select to apply online
  • Earn 15,000 Membership Rewards® points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Pay Over Time gives you the ability to carry a balance with interest up to your Pay Over Time Limit, so you can handle expected and unexpected expenses that come your way
  • From travel to top brands, and everything in between – use Membership Rewards® points on the reward that means the most to you
  • $95 Annual Fee
  • Terms & Limitations Apply

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The American Express Blue Business Cash™ Card

5.0
CompareCredit Score

on American Express' secure site

Terms Apply

  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.
  • 0% on purchases for 12 months from date of account opening, 16.74% - 28.49% Variable APR thereafter.
  • No annual fee
  • Good, Excellent
  • AMEXAMEX
  • Select to apply online
  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% – 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
  • Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power*.
  • * The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee. Terms Apply. Learn More.

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The Blue Business® Plus Credit Card from American Express

4.5
CompareCredit Score

on American Express' secure site

Terms Apply

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • 0% on purchases for 12 months from date of account opening, then 16.74% - 28.49% Variable
  • No annual fee
  • Good, Excellent
  • AMEXAMEX
  • Select to apply online
  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.

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Business Credit Cards

Whether you run a small local business or a big national operation, using a business credit card can be extremely beneficial and help you save money. Business credit cards come in all shapes and sizes and can offer generous rewards on spending and helpful low interest rates to make operating your business easier. Here are a few things to consider what shopping for a new credit card for your business.

Why You Should use a Business Credit Card

Even if you are a sole proprietor and don’t have any employees, using a dedicated business credit card for your expenses can help you keep things organized and save a lot of headache – any financial expert would tell you that it’s important to keep your personal expenses and your business expenses neatly separated. That way, when it comes time to file taxes or do a business review, you can simply look at the statements from your business credit card and easily see where you spent your money. Many business credit cards come with perks like free employee cards and easy integration with Quickbooks to help streamline your business finances. Read more here.

Business Credit Cards with Rewards

Just like with personal credit cards, business cards often come with generous rewards rates, sign up bonus, and other ways to earn rewards on your spending. In fact, since many businesses tally up thousands or even tens of thousands of dollars in expenses each month, using the right business credit card could really boost your bottom line with big rewards. There are business cards that offer cash back, travel rewards or points on your spending.

If you’re looking to keep things simple, a flat-rate cash back business credit card might be the best fit for you – earn up to 2% cash back on all your purchases, no matter what you’re spending on. There are also cash back business cards that offer bonus cash back in special spending categories like office supplies, internet and phone services, etc. But if your business frequently takes you on the road, a business credit card with travel rewards might be the best option. Use your travel business credit card to earn rewards miles with your favorite airline or simply build up a bank of points that you can redeem for travel down the road.

Low Interest Business Credit Cards

One of the best perks with business credit cards are the flexible financing options. There are a number of credit cards that offer 0% intro APR on purchases or balance transfers. The zero interest periods can really come in handy if you need to finance a big inventory purchase or simply float expenses during the slow season. Some offer 0% intro APR for as long as 12 months – that’s like getting a yearlong loan with no interest.

Business Credit Cards – The Bottom Line

There is a long list of reasons to use a business credit card for your everyday business purchases. In addition to the simplicity of streamlining your business finances, you can earn rewards for everyday purchases or enjoy the flexibility of low interest rates. Take a look at the business credit cards above and select the one that is the best fit for you. Apply securely online today and start saving!