Capital One Spark Cash Select
- Credit Cards
- Capital One
- Capital One Spark Cash Select
Capital One Spark Cash Select Review
Capital One Spark Cash Select is a business card specifically designed to give plenty of cash back opportunities to cardholders. Read more about it in our expert review!
EditorEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
on Capital One's secure site
- Earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
- 1.5% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel
- 0% intro on purchases for 9 months, then 16.74% - 26.74% (Variable)
- $0
- Excellent
Pros
- No annual fee
- Welcome offer
- Unlimited cash back with no category restrictions
Cons
- No intro APR on balance transfers. Balance transfers are not available on Spark Cash Select
- Excellent credit is recommended
Pros Explained
- No annual fee: Cardholders will not have to worry about pesky extra yearly expenses such as annual fee.
- Welcome offer: This card offers the chance to earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening.
- Unlimited cash back with no category restrictions: 1.5% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.
Cons Explained
- No intro APR on balance transfers: While there is an intro APR period on purchases, there is no intro APR period on balance transfers. Balance transfers are not available on Spark Cash Select
- Typically suited for those with excellent credit: Applicants who have established a strong credit history are more likely to meet the approval criteria for this card.
Our Expert Review
Small business entrepreneurs looking to have a well-rounded wallet should look no further than the Capital One Spark Cash Select card. Designed with you in mind, this card has a simple, no-rotating-category rewards rate, a decently sized welcome offer, and did we mention that there is no annual fee?
This card gives back to business owners with an unlimited rewards rate of 1.5% Cash Back on every purchase, 5% Cash Back on hotels and rental cars booked through Capital One Business Travel. Cash Back does not expire for the life of the account and is redeemable for any amount. The rewards rate also applies to any employee cards that are added (free of cost) to the account. The best part— no rotating categories. The 1.5% Cash Back applies to every purchase, from a new printer to buying the office lunch!
Now let's get into this card's namesake: its cash welcome offer. Cardholders can earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening. Not only are your purchases already earning you cash back, but if they compound to $6,000 within the first 3 months, that's money right back into your business or wallet! Additionally, the Capital One Spark Cash Select card is a no annual fee and no foreign transaction fee card. Need we say more?
Apply in about 2 minutes
You'll finish on Capital One's secure site
Customers Also Viewed
