These are the best products for you based on your credit.
As Seen In
Best Credit Cards of August 2020 for Limited Credit
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- 1.5% Cash Back on every purchase, every day
- Helpful credit management tools and no foreign transaction fees
- Use your card wherever Mastercard is accepted
- $39
- Average, Fair, Limited
Pros & Cons
Pros
- An easy-to-understand cash back program that rewards you for every purchase
- Complimentary credit management tools and resources to help strengthen your credit for the future with responsible card use
- No foreign transaction fees makes this a great choice for traveling abroad
Cons
- The annual fee of $39 is not waived the first year
- The APR of 26.99% (Variable) is relatively high, but that's normal for card for fair credit consumers
Highlights
- Click "APPLY NOW" to apply online
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
- Click "APPLY NOW" to apply online
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
See additional details for Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® Platinum Credit Card
- Reports to the credit bureaus and builds your credit when used responsibly
- Pay no annual fee and no foreign transaction fees
- Use your card wherever Mastercard is accepted
- $0
- Average, Fair, Limited
Pros & Cons
Pros
- It's rare to find a card for people with Fair/Limited Credit that doesn't charge an annual fee
- Extra tools and resources to keep you informed on your credit building progress
- No foreign transaction fees makes this a great choice for traveling abroad
Cons
- The APR of 26.99% (Variable) is quite high, but that's normal for card for fair credit consumers
- There's no rewards program with this credit card
Highlights
- Click "APPLY NOW" to apply online
- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
- Click "APPLY NOW" to apply online
- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
See additional details for Capital One® Platinum Credit Card
Deserve Edu
- 1% cash back on all purchases automatically
- No Annual Fee, No Foreign Transaction Fees, & No Late Fee on first late payment
- Amazon Student Prime Membership for a year & Cell Phone Protection up to $600
- $0
- Good or Limited/No Credit
Pros & Cons
Pros
- Unlimited 1% cash back on all purchases automatically
- Pay no annual fees, no foreign transaction fees, and no late fee on your first late payment
- Students get Amazon Student Prime Membership paid for for a year
Cons
- No Intro APR on purchases or balance transfers
Highlights
- Click "APPLY NOW" to apply online
- Earn 1% cash back on all purchases automatically.
- Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
- No Social Security Number required for International Students
- Cell Phone Protection up to $600
- Start building credit responsibly and enjoy the perks of being a student
- No Deposit Required
- No Late Fee on first late payment
- No Foreign Transaction Fees
- No Annual Fee
- Click "APPLY NOW" to apply online
- Earn 1% cash back on all purchases automatically.
- Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
- No Social Security Number required for International Students
- Cell Phone Protection up to $600
- Start building credit responsibly and enjoy the perks of being a student
- No Deposit Required
- No Late Fee on first late payment
- No Foreign Transaction Fees
- No Annual Fee
See additional details for Deserve Edu
Reflex Mastercard®
- Boost your credit score with responsible use
- Check if you're pre-qualified with no impact to your credit score
- Enjoy free access to your Vantage 3.0 score from TransUnion when you sign up for e-statements
- See Terms
- Fair/Poor/Limited Credit
Pros & Cons
Pros
- See if you're pre-qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion
- No security deposit required for approval
Cons
- There's no rewards program on purchases
- This card comes with an annual fee
Highlights
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
See additional details for Reflex Mastercard®
Journey® Student Rewards from Capital One®
- 1% Cash Back on all purchases, 0.25% Cash Back bonus on the cash back you earn each month you pay on time
- Pay no annual fee and no foreign transaction fees
- Be automatically considered for a higher credit line in as little as 6 months
- $0
- Average, Fair, Limited
Pros & Cons
Pros
- The cash back program rewards you for forming good credit habits
- No foreign transaction fees makes this a great choice for traveling abroad
- Be automatically considered for a higher credit line in as little as 6 months
Cons
- The APR of 26.99% (Variable) is relatively high, but that's normal for first-time credit cards
Highlights
- Click "APPLY NOW" to apply online
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy no annual fee and no foreign transaction fees
- You can help build your credit with responsible use of a card like this
- Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
- Pick the monthly due date that works best for you
- Be automatically considered for a higher credit line in as little as 6 months
- $0 fraud liability if your card is ever lost or stolen
- Monitor your credit profile with the CreditWise® app, free for everyone
- Click "APPLY NOW" to apply online
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy no annual fee and no foreign transaction fees
- You can help build your credit with responsible use of a card like this
- Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
- Pick the monthly due date that works best for you
- Be automatically considered for a higher credit line in as little as 6 months
- $0 fraud liability if your card is ever lost or stolen
- Monitor your credit profile with the CreditWise® app, free for everyone
See additional details for Journey® Student Rewards from Capital One®
Capital One® Secured Mastercard®
- Pay no annual fee and no foreign transaction fees
- Reports to the credit bureaus and builds your credit score when used responsibly
- Use your card wherever Mastercard is accepted
- $0
- Limited, Bad
Pros & Cons
Pros
- There's no annual fee, which is pretty rare for credit cards for Limited, Bad Credit
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- Security deposit is fully refundable when you close your account in good standing
Cons
- The APR of 26.99% (Variable) is relatively high, but that's normal for secured credit cards
- You won't earn any cash back or rewards on your purchases
Highlights
- Click "APPLY NOW" to apply online
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- Click "APPLY NOW" to apply online
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
See additional details for Capital One® Secured Mastercard®
Surge Mastercard®
- Boost your credit score with responsible use
- A true credit card with no need to put down a security deposit
- Use your card everywhere that Mastercard is accepted
- See website for Details*
- Poor/Fair/Good Credit
Pros & Cons
Pros
- Easy online pre-qualification
- Free access to your credit score
- No security deposit required for approval
Cons
- No rewards program with this credit card
- No intro APR on purchases or balance transfers
Highlights
- Click "APPLY NOW" to apply online
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- Click "APPLY NOW" to apply online
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
See additional details for Surge Mastercard®
Applied Bank® Secured Visa® Gold Preferred® Credit Card
- No Credit Check or Minimum Credit Score Required
- Enjoy a low APR of 9.99%
- Reports to the credit bureaus to build your credit with responsible use
- $48
- Poor/Fair/Limited Credit
Pros & Cons
Pros
- Get approved with Poor/Fair/Limited Credit
- Enjoy an extra-low APR of 9.99%
- Build credit with responsible use
Cons
- Annual fee of $48
- No rewards program for purchases
Highlights
- Click "APPLY NOW" to apply online
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- Click "APPLY NOW" to apply online
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
See additional details for Applied Bank® Secured Visa® Gold Preferred® Credit Card
First Progress Platinum Select MasterCard® Secured Credit Card
- No minimum credit score required for approval
- 13.99% (V)
- Use your card anywhere that accepts Mastercard
- $39
- Poor/Limited/No Credit
Pros & Cons
Pros
- Competitive interest rate of 13.99% (V)
- Quick and easy online application – get approved in minutes!
- Use your card anywhere in the world that accepts Mastercard
Cons
- There is an annual fee of $39
- No cash back or rewards program on purchases
Highlights
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
See additional details for First Progress Platinum Select MasterCard® Secured Credit Card
Community Discussion
Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
