Best ‎Credit Cards for No Credit/Limited History | CompareCredit

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Last fact checked: Aug. 23, 2026

Best Credit Cards of August 2026 for Limited Credit

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Chase Freedom Rise^®

5.0

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on Chase's secure site

Limited Time OfferEarn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Rewards Rate1.5% cash back on all purchases
Extra PerksCredit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card.
Annual Fee$0
Credit Score NeededNew to Credit
Card Brand

Select to apply online
Limited Time Offer - Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise^®
Earn Cash Back - With Chase Freedom Rise^®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Credit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card
Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise^® Card.
Member FDIC

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Secured Self Visa^® Credit Card

4.0

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on Self's secure site

Build Your CreditReports to all 3 major credit bureaus to build credit history, and lift your credit score with responsible use
Credit Line IncreaseBe automatically considered for a higher credit line in just 6 months – no extra deposit needed
Extra PerksEnjoy peace of mind with $0 Fraud Liability Guarantee for Lost/Stolen Cards with Visa’s Zero Liability Policy
Annual Fee$0 intro for the first year, $25 thereafter*
Credit Score NeededBad, Limited, Rebuilding
Card Brand

Select to apply online
$0 intro annual fee for the first year only, for new customers only, $25 thereafter
No credit check or credit score required
See if you’re approved in minutes
Reports to all 3 major credit bureaus to build credit history
Be automatically considered for a higher credit line in just 6 months—no extra deposit needed
Monitor your credit progress with free access to your Credit Score. Secure your credit line with a refundable security deposit¹ - as low as $100.
Use your card anywhere Visa is accepted–in the US.
Enjoy peace of mind with $0 Fraud Liability Guarantee for Lost/Stolen Cards with Visa’s Zero Liability Policy
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Manage your account online or in our mobile app
Self is not a bank. The Secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
¹Deposits are returned upon account closure after settling outstanding balances.
*$0 intro annual fee for the first year only, for new customers only, $25 thereafter. Variable APR of 27.49%.
Results may vary. You may not receive an improved credit score based on your financial behavior, including missed payments with Self credit products and activity with other creditors.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

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Capital One Platinum Credit Card

4.0

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on Capital One's secure site

Boost Your CreditReports to the credit bureaus and builds your credit when used responsibly
Fewer FeesPay no annual fee and no foreign transaction fees
Mastercard AcceptanceUse your card wherever Mastercard is accepted
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
No annual or hidden fees. See if you're approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Top rated mobile app

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Capital One QuicksilverOne Cash Rewards Credit Card

4.5

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on Capital One's secure site

Mastercard AcceptanceUse your card wherever Mastercard is accepted
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksHelpful credit management tools and no foreign transaction fees
Annual Fee$39
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Top rated mobile app

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Capital One Quicksilver Secured Cash Rewards Credit Card

5.0

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on Capital One's secure site

Boost Your CreditReports to the credit bureaus and builds your credit score when used responsibly
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksPay no annual fee and no foreign transaction fees
Annual Fee$0
Credit Score NeededPoor / Limited / New to Credit
Card Brand

Select to apply online
No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
Put down a refundable $200 security deposit to get at least a $200 initial credit line
Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Top rated mobile app

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Capital One Savor Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards RateEarn 3% Cash Back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
Extra PerksPay no annual fee and no foreign transaction fees
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

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Capital One Quicksilver Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksEnjoy $0 fraud liability for unauthorized transactions and be automatically considered for a higher credit line in as little as 6 months
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

Review additional details for Capital One Quicksilver Student Cash Rewards Credit Card