Best Dining Credit Cards of August 2026
These are the best products for you based on your credit.
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Best Dining Credit Cards of August 2026
Products from our Partners.
Chase Freedom Unlimited®
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
- $0
- Excellent/Good
Chase Freedom Flex®
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable.
- $0
- Excellent/Good
Discover it® Cash Back
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
- $0
- Good, Excellent
Discover
Wells Fargo Active Cash® Card
on Wells Fargo's secure site
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.49%, 24.49%, or 28.49% Variable APR thereafter
- $0
- Excellent/Good
Citi Strata℠ Card
on Citibank's secure site
- Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations. Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- $0
- Excellent, Good
Capital One Quicksilver Cash Rewards Credit Card
on Capital One's secure site
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
- 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
- $0
- Excellent, Good
Capital One Venture Rewards Credit Card
on Capital One's secure site
- Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
- 2 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- $95
- Excellent, Good
Wells Fargo Autograph® Card
on Wells Fargo's secure site
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
- Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
- 0% intro APR for 12 months from account opening on purchases, 18.49%, 24.49%, or 28.49% Variable APR thereafter
- $0
- Excellent, Good
Terms Apply
American Express® Gold Card
on American Express' secure site
Terms Apply
- You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
- No foreign transaction fees
- $325
- Good, Excellent
AMEX
Dining Rewards Credit Cards
Eating out at restaurants is one of the favorite pastimes for American consumers. In fact, spending on dining surpassed spending on groceries for the first time ever in 2015 and the trend has continued ever since. For those who frequently spend on dining out, carrying a credit card that offers bonus rewards on dining is an excellent idea.
Best Dining Credit Cards
Dining rewards can come in the form of cash back, points, or travel rewards. Many consumers prefer rewards credit cards that offer a simple flat rate of cash back or points on all purchases. Cards like these are excellent options if you don’t want to have to put any extra thought into your credit card rewards and simply want to earn the most rewards for all purchases.
On the other hand, there are a number of credit cards that are specifically designed to rewards consumers for spending on dining. These cards may offer 3x points, or up to 4% cash back on dining, while offering a lower rewards rate for other purchases. If you regularly spend money on dining, then one of these cards could be the best fit for you to help you maximize rewards.
Dining Rewards – Sign Up Bonuses and Annual Fees
In addition to the rewards rates, most credit cards with dining rewards will offer sign up bonus to help you kickstart your rewards earning. Typically you have to hit a minimum spending requirement within a few months to earn your bonus. Keep an eye on your spending to make sure you hit the target and receive your bonus, but you also want to be careful to not spend money that you don’t have.
Some of the top dining credit cards with come with an annual fee. People have differing opinions on whether you should carry a credit card with an annual fee, but ultimately it depends on your spending habits. If you spend hundreds of dollars on dining each quarter then using a dining credit card with an annual fee can be worth it to ensure you’re earning the most rewards. But if you only dine out a few times a month, you may not earn enough rewards to justify paying an annual fee on your credit card.
The Bottom Line
As long as you pay your balance off in full each month, carry a dining rewards credit card is an easy way to pocket some extra rewards every time you go out to eat. Which dining card is best for you will depend on your spending habits and the varying benefits of each card. Take a look at the dining rewards credit cards listed above and pick the best one for you!
