Sapphire Reserve for Business℠
- Credit Cards
- Chase
- Sapphire Reserve for Business℠
Sapphire Reserve for Business℠ Review
Packed with premium travel perks, credits for powerful business tools, and rewards for everyday spending, the Sapphire Reserve for Business℠ card offers enough value to offset its annual fee – more than three times over.
Editor
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
on Chase's secure site
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours. Earn 5x total points on Lyft rides through 9/30/27. Earn 4x points on flights & hotels booked direct. Earn 3x points on social media & search engine advertising. Earn 1x points on all other purchases.
- Get up to $300 in statement credits each anniversary year on travel purchases.
- $795
- Good, Excellent
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Content Team
There's no business card quite like the Sapphire Reserve for Business℠ card. While some may initially turn away at the high annual fee, it's well worth a second glance for business owners who spend consistently on travel and business tools. Cardholders enjoy a strong rewards rate: Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours. Earn 5x total points on Lyft rides through 9/30/27. Earn 4x points on flights & hotels booked direct. Earn 3x points on social media & search engine advertising. Earn 1x points on all other purchases. That means every business purchase you make earns you at least 1x points – and there's no cap on your earnings. Additionally, new cardholders earn an astronomical 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
The perks and credits available with the Sapphire Reserve for Business℠ card make it truly one-of-a-kind. Cardholders get up to $300 in statement credits each anniversary year on travel purchases, up to $500 automatic statement credits annually for bookings made with The Edit (with a maximum of $250 per transaction and a two-night minimum required), complimentary Priority Pass™ Select membership, up to $400 in annual statement credits on purchases made directly with ZipRecruiter, up to $200 in annual statement credits on purchases made directly on Google Workspace, and so much more. Combine the initial welcome offer with the advantageous credits that come around year after year, and it's clear why so many business owners are turning to this card.
Pros & Cons
Pros
- This card gives you $3,000+ in annual value through travel and business benefits.
- New cardmembers can earn a massive welcome offer after meeting spending requirements.
- Enjoy a treasure trove of travel perks, like no foreign transaction fees, various statement credits, and complimentary access to the Chase Sapphire Lounge® by The Club network.
Cons
- The annual fee is quite high, and it isn't waived for the first year like some other business cards.
- There is no intro APR on purchases or balance transfers.
