American Express Gold Credit Card Review | CompareCredit

American Express® Gold Card Review

By Thomas Donaldson

American Express® Gold Card

(9 reviews)

  • 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months
  • $100 Airline Fee Credit and no foreign transaction fees
  • $250
  • Good, Excellent
  • AMEX
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Our Expert Review

Why We Like It


Offer Rating

4/ 5

By Our Editorial Team

Key Benefit

Earn big on dining, travel and supermarkets while enjoy the prestige of American Express.

Editor

Maximize the rewards you earn on spending with the American Express® Gold Card. This card comes with very lucrative rewards rates offering 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. There are also no foreign transaction fees and an annual fee of $250.

To kickstart your rewards earning, new cardholders receive a welcome offer of 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. As a recurring perk, you'll also enjoy up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.

Pros & Cons

Pros

  • Earn up to 4X Membership Rewards® points on select purchases
  • Enjoy statement credits for airline fees, GrubHub and more
  • Pay no foreign transaction fees

Cons

  • The annual fee is not waived the first year
  • There is an annual cap on the 4X Membership Rewards® points at U.S. supermarkets

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