The Blue Business^® Plus Credit Card from American Express Review

Last Updated on August 13, 2026

Offer Rating

4.5 / 5

By Our Content Team

The Blue Business^® Plus Credit Card from American Express shines bright as an option for business owners with a lot of expenses. Whether you're starting your business journey or are well-established, this card from our partner, American Express, is worth looking into.

Editor

01Card Offer

4.5

CompareCredit Score

Terms Apply

4.5

CompareCredit Score

Current Offer
Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

on American Express' secure site

Welcome OfferEarn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Rewards Rate2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
Intro APR0% on purchases for 12 months from date of account opening, then 16.74% - 28.49% Variable
Annual FeeNo annual fee
Credit Score NeededGood, Excellent
Card BrandAMEX

Product Details

Select to apply online
Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%

Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.

Select to apply online
Earn 15,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 28.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%

Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
You’ve got the power to spend above your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply.

02Pros & Cons

Pros

Intro APR on purchases
Generous rewards rate on business purchases
No annual fee

Cons

There is a yearly cap on the 2X points
Requires good/excellent credit

03Why We Like It

Our Expert Review

Editorial Disclosure

Offer Rating

4.5 / 5

By Our Content Team

Key Benefit

Enjoy the freedom of no annual fee while earning generous rewards on your everyday business purchases.

The Blue Business^® Plus Credit Card from American Express comes with just about everything you could want in a business credit card. There is no annual fee and cardholders will enjoy a lengthy low intro purchase APR period and earn valuable rewards on every purchase. Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

In addition to the rewards you earn on purchases, our partner is offering business owners the flexibility of 0% interest rates: 0% on purchases for 12 months from date of account opening. That intro APR can really come in handy if you need some extra time to pay down new purchases for your business. After the intro period is up, the ongoing APR will be a competitive 16.74% - 28.49% Variable.