Best Rewards Credit Cards | CompareCredit.com

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Best Rewards Credit Cards

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Blue Cash Everyday® Card from American Express

(1,379 reviews)

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Rates & Fees

Product Details
  • Click "APPLY NOW" to apply online
  • Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It®gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.

Citi® Double Cash Card – 18 month BT offer

(2,830 reviews)

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Product Details
  • Click "APPLY NOW" to apply online
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

American Express Cash Magnet® Card – $150 Welcome Offer

(1,107 reviews)

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Rates & Fees

Product Details
  • Click "APPLY NOW" to apply online
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No Annual Fee.
  • Terms Apply.

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Chase Freedom Flex

(2,103 reviews)

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Product Details
  • Click "APPLY NOW" to apply online
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

See additional details for Chase Freedom Flex

Blue Cash Preferred® Card from American Express

(174 reviews)

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Rates & Fees

Product Details
  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020
  • Limited Time Offer: $0 introductory annual fee for one year, then $95. Offer Expires 12/10/2020
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.

Capital One® Venture® Rewards Credit Card

(407 reviews)

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Product Details
  • Click "APPLY NOW" to apply online
  • Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3000 on purchases in the first 3 months
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
  • No foreign transaction fees

Citi Rewards+ Card

(434 reviews)

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Product Details
  • Click "APPLY NOW" to apply online
  • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

See additional details for Citi Rewards+ Card


Rewards Credit Cards

One of the top reasons people use credit cards is to earn rewards on their purchases. Whether you prefer cash back, points, or travel rewards anyone that pays their balance off in full each month should be using a rewards credit card. But with so many excellent options out there for rewards cards, the hard part can be deciding which one is best for you. Let’s take a look at a few of the top things to consider when comparing rewards credit cards

First and foremost, it’s important to remember that rewards credit cards are best suited for consumers who are in the habit of paying their balance off in full every month. If you carry a balance on your credit card, you should consider a low interest card instead. But for those that pay in full each month, carrying the right rewards credit card can mean hundreds or even of dollars back in your pocket every year.

Cash Back Rewards Credit Cards

When it comes to rewards credit cards, cash back is the most popular option among U.S. consumers. The nice thing about cash back rewards is that is that they are very straightforward. Simply make purchases with your credit card and earn a percentage back – typically redeemable in the form of a statement credit, check, or gift cards.

There is a wide variety of cash back cards. Some offer a simple flat-rate of cash back on every purchase while other offer bonus cash back in certain spending categories. When choosing a cash back rewards card, it’s important to take a look at your own spending habits in comparison with the rewards rates on each card.

Rewards Credit Cards for Travel or Points

While cash back is the most popular form of Rewards Credit Cards, many consumers prefer travel rewards or cards that offer points. These types of rewards credit cards typically come with additional perks and rewards like no foreign transaction fees or benefits to make your travel easier. Some rewards cards are specifically associated with one airlines or hotel, while others offer flexible points or miles that can be redeemed towards virtually any travel purchase.

If you’re interested in a rewards credit card for points or travel, you should assess your own wants and needs as far as which perks and benefits matter most to you. Some of these rewards cards come with perks outside of simply earning miles and points on your spending. Benefits like airport lounge access, priority boarding or special credits towards travel can add a lot of value if you’re able to make the most of them.

Rewards Credit Cards – Other Things to Consider

No matter what kind of rewards credit card you are interested in, one thing to always be on the lookout for is any sign up bonus associated with that card. Cash back and travel cards both usually come with attractive sign up bonuses that allow you to earn a big bonus of rewards up front if you meet certain spending requirements. Also, pay attention the annual fees associated with each card. Rewards credit cards that offer the highest rewards rates and best perks will typically come with an annual fee – if you’re a big spender it could definitely come out in your favor to use one of these cards. But if you’d rather not pay an annual fee, there are plenty of options available that still offer stellar rewards.

Take a look at the list of rewards credit cards we have compiled above – these are some of the best offers available. Select the one that best fits your needs and apply today to start earning rewards!

Community Discussion

Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.