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Best No Foreign Fee Credit Cards

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Hilton Honors American Express Card

(88 reviews)

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Rates & Fees

  • Earn up to 7X Hilton Honors Bonus Points on select purchases
  • 75,000 Hilton Honors Bonus Points after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership
  • Pay no foreign transaction fees and enjoy complimentary Hilton Honors Silver status
  • $0
  • Good, Excellent
  • AMEX
  • Click "APPLY NOW" to apply online
  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Chase Sapphire Reserve®

(147 reviews)

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  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases
  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • One Year Complimentary Lyft Pink & Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • $550
  • Excellent/Good
  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

See additional details for Chase Sapphire Reserve®

Costco Anywhere Visa® Card by Citi

(172 reviews)

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  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, 1% cash back on all other purchases
  • Pay no annual fee and no foreign transaction fees
  • $0
  • Excellent
  • Click "APPLY NOW" to apply online
  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.

Hilton Honors American Express Surpass® Card

(30 reviews)

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Rates & Fees

  • Earn up to 12X Hilton Honors Bonus Points on select purchases
  • 125,000 Hilton Honors Bonus Points after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year
  • $95
  • Good, Excellent
  • AMEX
  • Click "APPLY NOW" to apply online
  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

The Platinum Card® from American Express

(53 reviews)

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Rates & Fees

  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months
  • Enjoy access to the Global Lounge Collection & an annual $200 Airline Fee Credit
  • $550
  • Good, Excellent
  • AMEX
  • Click "APPLY NOW" to apply online
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts® program at over 1,000 properties. Learn More.
  • $200 Airline Fee Credit, up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

American Express® Gold Card

(31 reviews)

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Rates & Fees

  • 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months
  • $100 Airline Fee Credit and no foreign transaction fees
  • $250
  • Good, Excellent
  • AMEX
  • Click "APPLY NOW" to apply online
  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

See additional details for American Express® Gold Card

Chase Sapphire Preferred® Card

(453 reviews)

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  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards
  • $95
  • Excellent/Good
  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

See additional details for Chase Sapphire Preferred® Card


No Foreign Transaction Fee Credit Cards

If you ever travel outside of the country, you know that how to pay for things can be a bit confusing. Should you convert U.S. cash into the local currency or use your credit or debit card to make purchases? Savvy travelers know that using a credit card with no foreign transaction fees is the best option for traveling overseas. Let’s unpack the details of no foreign transaction fee credit cards so you can be fully informed.

Avoid Extra Charges with a No Foreign Transaction Fee Credit Card

Before you leave the country, it’s important to know whether or not your credit card charges a foreign transaction fee. If it does, you will be hit with an addition fee for every purchase you make. Foreign transaction fees are normally 3% of each transaction in the form of U.S. dollars. Depending on how many transactions you make and how much you spend, that can add up to a hefty price tag just for swiping your card.

Luckily, there are many credit cards available that don’t charge any foreign transaction fees at all. You can expect that almost any credit card that labels itself as a ‘travel’ card will come with no foreign transaction fees, but always check the terms and conditions to make sure. Even many cards that don’t specifically offer travel rewards have no foreign transaction fees as an added perk. For example, every credit card issued by Capital One and Discover comes with no foreign transaction fees.

No Foreign Transaction Fees – The Bottom Line

With many cards offering no foreign transaction fees, it would be silly to take a trip abroad and pay a 3% fee for every purchase you make. Whether you want a premium travel card loaded with perks and rewards or a simple cash back card with low interest rates, it’s easy to find a card that meets your needs and also comes with no foreign transaction fees. Take a look at the cards above a select the best one for you. Apply securely online today so you don’t get dinged with a foreign transaction fee on your next trip!

Community Discussion

Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.