Best ‎Credit Cards for Students | Apply Instantly | CompareCredit

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Last fact checked: Aug. 23, 2026

Best Student Credit Cards of August 2026

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Discover it^® Student Cash Back

5.0

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on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card BrandDiscover

Select to apply online
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply

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Discover it^® Student Chrome

4.0

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on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card BrandDiscover

Select to apply online
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply

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Chase Freedom Rise^®

5.0

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on Chase's secure site

Limited Time OfferEarn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Rewards Rate1.5% cash back on all purchases
Extra PerksCredit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card.
Annual Fee$0
Credit Score NeededNew to Credit
Card Brand

Select to apply online
Limited Time Offer - Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise^®
Earn Cash Back - With Chase Freedom Rise^®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Credit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card
Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise^® Card.
Member FDIC

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Capital One Quicksilver Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksEnjoy $0 fraud liability for unauthorized transactions and be automatically considered for a higher credit line in as little as 6 months
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

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Capital One Savor Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards RateEarn 3% Cash Back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
Extra PerksPay no annual fee and no foreign transaction fees
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

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BankAmericard^® credit card for Students

4.0

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on Bank of America's secure site

Intro APR0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. A fee of 5% of the amount of each transaction applies to all balance transfers.
Regular APR14.99% - 25.99% Variable APR on purchases and balance transfers
Extra PerksThis card has no penalty APR – paying late won't automatically raise your interest rate. Other account pricing and terms apply.
Annual Fee$0
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 14.99% - 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
No annual fee.
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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Bank of America^® Travel Rewards credit card for Students

4.0

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on Bank of America's secure site

Welcome OfferEarn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Rewards RateEarn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
Intro APR0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

Select to apply online
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards^™ members earn more points.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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Bank of America^® Unlimited Cash Rewards credit card for Students

4.0

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on Bank of America's secure site

Limited Time OfferEarn a $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards RateEarn unlimited 1.5% cash back on all purchases
Intro APR0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

Select to apply online
Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
No annual fee.
Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards^™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Review additional details for Bank of America^® Unlimited Cash Rewards credit card for Students

Bank of America^® Customized Cash Rewards credit card for Students

5.0

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on Bank of America's secure site

Welcome OfferEarn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards RateEarn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
Intro APR0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

Select to apply online
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
No annual fee and cash rewards don’t expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards^™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Review additional details for Bank of America^® Customized Cash Rewards credit card for Students