Best ‎Wells Fargo Credit Card Options | Apply Instantly | CompareCredit

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Last fact checked: Sep. 7, 2026

Best Wells Fargo Credit Cards of September 2026

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2026 Best of Awards Winner

Wells Fargo Reflect^® Card

4.5

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on Wells Fargo's secure site

Intro APR0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
Regular APR17.49%, 23.99%, or 28.24% Variable APR on purchases and qualifying balance transfers
Extra Perks$0 annual fee and up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

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0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 28.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
$0 annual fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.

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Wells Fargo Active Cash^® Card

4.5

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on Wells Fargo's secure site

Welcome OfferEarn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards RateEarn unlimited 2% cash rewards on purchases
Intro APR0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.49%, 24.49%, or 28.49% Variable APR thereafter
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

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Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

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Wells Fargo Autograph^® Card

4.0

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on Wells Fargo's secure site

Welcome OfferEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Rewards RateEarn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
Intro APR0% intro APR for 12 months from account opening on purchases, 18.49%, 24.49%, or 28.49% Variable APR thereafter
Annual Fee$0
Credit Score NeededExcellent, Good
Card Brand

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Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.

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Wells Fargo Autograph Journey^® Card

4.0

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on Wells Fargo's secure site

Welcome OfferEarn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Rewards RateEarn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
Extra PerksEarn a $50 annual statement credit with $50 minimum airline purchase.
Annual Fee$95
Credit Score NeededExcellent, Good
Card Brand

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Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
$95 annual fee.
Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
Earn a $50 annual statement credit with $50 minimum airline purchase.
Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.

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Wells Fargo Signify Business Cash^® Card

5.0

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on Wells Fargo's secure site

Welcome OfferEarn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
Rewards RateEarn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
Intro APR0% intro APR for 12 months from account opening on purchases, 16.74% - 24.74% Variable APR thereafter.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

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Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
$0 annual fee.
Complimentary Priority Pass^™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.

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