Ink Business Preferred^® Credit Card Review

Last Updated on July 27, 2026

Offer Rating

4.5/ 5

By Our Content Team

Business owners on the go can count on the Ink Business Preferred^® Credit Card for all their travel needs. This card offers a large sign-up bonus and elevated points on select purchases.

Editor

4.5

CompareCredit Score

Current Offer
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

on Chase's secure site

Welcome OfferEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Rewards RateEarn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Extra PerksNo foreign transaction fees and receive complimentary access to DashPass by DoorDash.
Annual Fee$95
Credit Score NeededExcellent/Good
Card Brand

Product Details

Select to apply online
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Earn 5x total points on Lyft rides through 9/30/27.
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Go further when you book with Chase Travel^℠. Enjoy competitive rates, seamless booking and premium benefits.
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Receive complimentary access to DashPass by DoorDash.
Member FDIC

Select to apply online
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Earn 5x total points on Lyft rides through 9/30/27.
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.

Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Go further when you book with Chase Travel^℠. Enjoy competitive rates, seamless booking and premium benefits.
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Receive complimentary access to DashPass by DoorDash.
Member FDIC

Top Rated For

Top Business Credit Cards

Our Expert Review

Editorial Disclosure

Why We Like It

Editorial Disclosure

Offer Rating

4.5/ 5

By Our Content Team

Key Benefit

A massive welcome offer and generous rewards rate make this card a great fit for business owners.

The Ink Business Preferred^® Credit Card is definitely worth considering if you're looking for a new credit card for your business. This card comes with a jaw-dropping welcome offer for new cardholders: earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. But the points don't stop there – cardholders earn big with everyday rewards on purchases. Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.

Your points don't expire as long as the account is open and you have the option of redeeming points for cash back, travel, gift cards, and more. There are no foreign transaction fees to worry about with this card, and as an added perk, cardholders also receive complimentary access to DashPass by DoorDash. With all of its benefits, it’s easy to see why the Ink Business Preferred^® Credit Card is a popular choice among business owners.

Pros & Cons

Pros

Earn a large welcome offer
Enjoy elevated points in popular business categories
Pay no foreign transaction fees

Cons

No Intro APR on purchases or balance transfers
There is an annual cap on the amount of elevated points you can earn on travel and select business categories