These are the best products for you based on your credit.

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Best Credit Cards for Fair Credit

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Reflex Mastercard®

(50 reviews)

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  • Boost your credit score with responsible use
  • Check if you're pre-qualified with no impact to your credit score
  • Enjoy free access to your Vantage 3.0 score from TransUnion when you sign up for e-statements
  • See Terms
  • Fair/Poor/Limited Credit
  • Click "APPLY NOW" to apply online
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

See additional details for Reflex Mastercard®

Upgrade Card

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  • $0 annual fee, $0 activation fees, $0 maintenance fees
  • See if you qualify without hurting your credit score
  • 6.99%-29.99%
  • $0
  • Excellent/Good/Fair Credit
  • Click "APPLY NOW" to apply online
  • Combine the flexibility of a card with the low cost and predictability of a loan from $500-$20,000
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Use wherever Visa is accepted. (cannot be used at an ATM)
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • Access to a virtual card while you wait for your card to arrive in the mail

See additional details for Upgrade Card

Surge Mastercard®

(85 reviews)

Apply Now

  • Boost your credit score with responsible use
  • A true credit card with no need to put down a security deposit
  • Use your card everywhere that Mastercard is accepted
  • See website for Details*
  • Poor/Fair/Good Credit
  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

See additional details for Surge Mastercard®

Personal Loans

  • 620+ Credit Score Accepted
  • up to $50,000
  • Checking Your Rates won't affect your Credit Score (Soft Pull)
  • Get up to $50,000 in as little as 24 hours
  • Comparing offers & checking rates won't affect your credit score
  • 620+ credit accepted
  • Low fixed interest rates
  • Low monthly payments
  • Combine multiple monthly payments into one easy to manage payment
  • Terms up to 5 years

See additional details for Personal Loans

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