Best ‎Credit Cards for Fair Credit | Apply Instantly | CompareCredit

These are the best products for you based on your credit.

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Last fact checked: Aug. 26, 2026

Best Credit Cards of August 2026 for Fair Credit

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Capital One Platinum Credit Card

4.0

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on Capital One's secure site

Boost Your CreditReports to the credit bureaus and builds your credit when used responsibly
Fewer FeesPay no annual fee and no foreign transaction fees
Mastercard AcceptanceUse your card wherever Mastercard is accepted
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
No annual or hidden fees. See if you're approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Top rated mobile app

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Capital One QuicksilverOne Cash Rewards Credit Card

4.5

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on Capital One's secure site

Mastercard AcceptanceUse your card wherever Mastercard is accepted
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksHelpful credit management tools and no foreign transaction fees
Annual Fee$39
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Top rated mobile app

Review additional details for Capital One QuicksilverOne Cash Rewards Credit Card

Capital One Quicksilver Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksEnjoy $0 fraud liability for unauthorized transactions and be automatically considered for a higher credit line in as little as 6 months
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

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Capital One Savor Student Cash Rewards Credit Card

4.0

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on Capital One's secure site

Limited Time OfferEarn $100 Cash Back when you spend $300 in the first three months
Rewards RateEarn 3% Cash Back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
Extra PerksPay no annual fee and no foreign transaction fees
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
Build your credit with responsible card use
Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Top rated mobile app

Review additional details for Capital One Savor Student Cash Rewards Credit Card