Best Credit Cards for Fair Credit | CompareCredit.com

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Best Credit Cards for Fair Credit

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Discover it® Student Cash Back

(90 reviews)

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Rates & Fees

  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Dollar-for-dollar match of all cash back earned the first year
  • Up to $100 in statement credits – $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years
  • $0
  • Fair, New to Credit
  • Discover
Product Details
  • Click "APPLY NOW" to apply online
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.

See additional details for Discover it® Student Cash Back

Capital One QuicksilverOne Cash Rewards Credit Card

(340 reviews)

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  • 1.5% Cash Back on every purchase, every day
  • Helpful credit management tools and no foreign transaction fees
  • Use your card wherever Mastercard is accepted
  • $39
  • Average, Fair, Limited
Product Details
  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Upgrade Visa® Card with Cash Rewards

(283 reviews)

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  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Interest rates as low as 8.99%, plus $0 annual fee, $0 activation fees, $0 maintenance fees
  • Recommended FICO Score of 600+. See if you qualify without hurting your credit score.
  • $0
  • Excellent/Good/Fair Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Combine the flexibility of a card with the low cost and predictability of a loan from $500-$20,000
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Use wherever Visa is accepted. (cannot be used at an ATM)
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • Access to a virtual card while you wait for your card to arrive in the mail

Jasper Mastercard®

(257 reviews)

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  • Earn 1% cashback on every eligible purchase
  • $0 Annual Fee for Card Membership
  • Boost your credit score with responsible use
  • $0
  • Excellent/Good/Limited Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on every purchase. Terms apply.*
  • Up to a $5,000 credit limit
  • Unique autopay settings, push notifications, and utilization alerts that help you manage your account and build your credit
  • All the benefits of a premium Mastercard
  • No annual fee, no security deposit, no foreign transaction fees*
  • *See terms and fees: jaspercard.com/disclosures/fees_terms
  • Issued by WebBank, Member FDIC

See additional details for Jasper Mastercard®

Capital One Platinum Credit Card

(199 reviews)

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  • Reports to the credit bureaus and builds your credit when used responsibly
  • Pay no annual fee and no foreign transaction fees
  • Use your card wherever Mastercard is accepted
  • $0
  • Average, Fair, Limited
Product Details
  • Click "APPLY NOW" to apply online
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this

Petal® 1 "No Annual Fee" Visa® Credit Card

(263 reviews)

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  • Earn between 2% and 10% cash back from select merchants
  • Pay no annual fee and no foreign transaction fees
  • Easily see if you're pre-approved within minutes without impacting your credit score
  • $0
  • Fair/Bad/Limited/No Credit
Product Details
  • Click "APPLY NOW" to apply online
  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500 - $5,000 credit limits
  • Variable APRs 19.99 - 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Surge Mastercard®

(668 reviews)

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  • Boost your credit score with responsible use
  • A true credit card with no need to put down a security deposit
  • Use your card everywhere that Mastercard is accepted
  • See website for Details*
  • Poor/Fair/Good Credit
Product Details
  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

See additional details for Surge Mastercard®

Discover it® Student chrome

(83 reviews)

Apply Now

Rates & Fees

  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Dollar-for-dollar match of all cash back earned the first year
  • Up to $100 in statement credits – $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years
  • $0
  • Fair, New to Credit
  • Discover
Product Details
  • Click "APPLY NOW" to apply online
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.

See additional details for Discover it® Student chrome

Journey Student Rewards from Capital One

(59 reviews)

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  • 1% Cash Back on all purchases, 0.25% Cash Back bonus on the cash back you earn each month you pay on time
  • Pay no annual fee and no foreign transaction fees
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0
  • Average, Fair, Limited
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone

Capital One® Walmart Rewards® Mastercard®

(46 reviews)

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  • 5% Cash Back at Walmart.com, including Pickup and Delivery, 2% Cash Back in Walmart stores and at Walmart and Murphy USA Fuel Stations
  • 2% Cash Back at restaurants and on travel, 1% Cash Back everywhere else Mastercard® is accepted
  • Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval. Plus $0 annual fee & no foreign transaction fees.
  • $0
  • Average, Fair, Good, Excellent
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 5% cash back on Walmart.com purchases, including pickup and delivery
  • Earn 2% cash back on purchases in Walmart stores, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
  • Introductory offer: Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval
  • Redeem rewards for cash back, statement credits, recent purchases in and out of Walmart, travel, and gift cards
  • $0 annual fee
  • No foreign transaction fees

Reflex Mastercard®

(201 reviews)

Apply Now

  • Boost your credit score with responsible use
  • Check if you're pre-qualified with no impact to your credit score
  • Enjoy free access to your Vantage 3.0 score from TransUnion when you sign up for e-statements
  • See Terms
  • Fair/Poor/Limited Credit
Product Details
  • Click "APPLY NOW" to apply online
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

See additional details for Reflex Mastercard®