These are the best products for you based on your credit.
As Seen In
Best Credit Cards of August 2020 for Poor Credit
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- Boost your credit score with responsible use
- A true credit card with no need to put down a security deposit
- Use your card everywhere that Mastercard is accepted
- See website for Details*
- Poor/Fair/Good Credit
Pros & Cons
Pros
- Easy online pre-qualification
- Free access to your credit score
- No security deposit required for approval
Cons
- No rewards program with this credit card
- No intro APR on purchases or balance transfers
Highlights
- Click "APPLY NOW" to apply online
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- Click "APPLY NOW" to apply online
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
See additional details for Surge Mastercard®
Capital One® Secured Mastercard®
- Pay no annual fee and no foreign transaction fees
- Reports to the credit bureaus and builds your credit score when used responsibly
- Use your card wherever Mastercard is accepted
- $0
- Limited, Bad
Pros & Cons
Pros
- There's no annual fee, which is pretty rare for credit cards for Limited, Bad Credit
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- Security deposit is fully refundable when you close your account in good standing
Cons
- The APR of 26.99% (Variable) is relatively high, but that's normal for secured credit cards
- You won't earn any cash back or rewards on your purchases
Highlights
- Click "APPLY NOW" to apply online
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- Click "APPLY NOW" to apply online
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
See additional details for Capital One® Secured Mastercard®
Reflex Mastercard®
- Boost your credit score with responsible use
- Check if you're pre-qualified with no impact to your credit score
- Enjoy free access to your Vantage 3.0 score from TransUnion when you sign up for e-statements
- See Terms
- Fair/Poor/Limited Credit
Pros & Cons
Pros
- See if you're pre-qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion
- No security deposit required for approval
Cons
- There's no rewards program on purchases
- This card comes with an annual fee
Highlights
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
See additional details for Reflex Mastercard®
Applied Bank® Secured Visa® Gold Preferred® Credit Card
- No Credit Check or Minimum Credit Score Required
- Enjoy a low APR of 9.99%
- Reports to the credit bureaus to build your credit with responsible use
- $48
- Poor/Fair/Limited Credit
Pros & Cons
Pros
- Get approved with Poor/Fair/Limited Credit
- Enjoy an extra-low APR of 9.99%
- Build credit with responsible use
Cons
- Annual fee of $48
- No rewards program for purchases
Highlights
- Click "APPLY NOW" to apply online
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- Click "APPLY NOW" to apply online
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
See additional details for Applied Bank® Secured Visa® Gold Preferred® Credit Card
First Progress Platinum Prestige MasterCard® Secured Credit Card
- No credit history or minimum credit score required
- Monthly reporting to the 3 major credit bureaus
- Ongoing APR of 9.99% (V)
- $49
- Poor/Limited/No Credit
Pros & Cons
Pros
- Extra-low interest rate of 9.99% (V)
- No credit history or minimum credit score required for approval
- Build your credit score with responsible use
Cons
- There is an annual fee of $49
- No rewards program on purchases
Highlights
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
See additional details for First Progress Platinum Prestige MasterCard® Secured Credit Card
First Progress Platinum Select MasterCard® Secured Credit Card
- No minimum credit score required for approval
- 13.99% (V)
- Use your card anywhere that accepts Mastercard
- $39
- Poor/Limited/No Credit
Pros & Cons
Pros
- Competitive interest rate of 13.99% (V)
- Quick and easy online application – get approved in minutes!
- Use your card anywhere in the world that accepts Mastercard
Cons
- There is an annual fee of $39
- No cash back or rewards program on purchases
Highlights
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- Click "APPLY NOW" to apply online
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
See additional details for First Progress Platinum Select MasterCard® Secured Credit Card
Community Discussion
Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
