Wells Fargo Signify Business Cash® Card
Wells Fargo Signify Business Cash® Card Review
The Wells Fargo Signify Business Cash® Card is an outstanding choice for business owners looking for a straightforward way to earn cash rewards on business purchases, with the added benefit of a low interest period on purchases.
Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
on Wells Fargo's secure site
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases, 16.74% - 24.74% Variable APR thereafter.
- $0
- Excellent/Good
Pros
- Earn unlimited 2% cash rewards on purchases for your business.
- There is no annual fee for this card.
- Add employee cards at no additional cost and earn rewards on their business purchases.
Cons
- There is a foreign transaction fee of 3%.
- Some other business cards offer higher cash back percentages for purchases in certain categories.
Pros Explained
Cons Explained
Our Expert Review
The Wells Fargo Signify Business Cash® Card is a straightforward, high-value option designed for business owners who want to earn consistent rewards without the hassle of rotating categories or complex redemption structures. With this no annual fee card, you'll earn unlimited 2% cash rewards on purchases for your business – whether you’re buying supplies, covering travel expenses, or paying for advertising. That means each purchase works harder for your business, and there are no spending caps to worry about.
To make things even more rewarding, new cardholders can earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months. Plus, enjoy a 0% intro APR for 12 months from account opening on purchases, giving your business some breathing room for large expenses or new investments. A 16.74% - 24.74% Variable APR applies after the intro period.
This card also delivers other meaningful business benefits. You can add employee cards at no additional cost and earn rewards on their business purchases, allowing your earnings to grow even faster. For frequent travelers, this card offers complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees. Combine these perks with the ability to apply the cash rewards you've earned as a statement credit to an eligible account, and the Wells Fargo Signify Business Cash® Card stands out as a practical, rewarding tool for everyday business spending.
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