Discover it® Student Cash Back
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- Discover
- Discover it® Student Cash Back
Discover it® Student Cash Back Review
This credit card offers a way for students to build credit while earning cash back on everyday purchases. With rotating cash back categories and a $0 annual fee, it's a smart choice for students looking to maximize their savings.
Editor
Discover will automatically match all the cash back you’ve earned at the end of your first year
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
- $0
- Average, Fair, Limited
Discover
Top Rated For
Our Expert Review
Why We Like It
Offer Rating
5/ 5
By Our Content Team
The Discover it® Student Cash Back credit card comes packed with perks and rewards specially designed for students. It offers a generous rewards rate: earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. On top of that, Discover will automatically match all the cash back you’ve earned at the end of your first year. There's no signing up. And no limit to how much is matched.
One of the things that makes it stand out among other credit cards for students is that the Discover it® Student Cash Back card offers a nice intro APR period of 0% intro on purchases for 6 months. After the intro period is up, the ongoing APR is 16.49% - 25.49% (Variable). This card also comes with no annual fee and no foreign transaction fees.
Discover is widely praised for going above and beyond for their cardholders. For example, with the Discover it® Student Cash Back card, you can redeem cash back for any amount. All in all, this card is a great fit for students looking to build their credit and earn cash back at the same time!
Pros & Cons
Pros
- Enjoy generous cash back rates on purchases
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- No annual fee, no foreign transaction fees, and award-winning customer service
Cons
- There is a balance transfer fee: 0% at the Transfer APR; 5% at a promotional APR that Capital One may offer to you at any other time
