Discover it® Student Chrome
- Credit Cards
- Discover
- Discover it® Student Chrome
Discover it® Student Chrome Review
This credit card is designed to help students build credit while enjoying cash back on dining and gas purchases. With its easy-to-use rewards program and $0 annual fee, it's a great option for students looking to earn while they spend.
EditorDiscover will automatically match all the cash back you’ve earned at the end of your first year
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
- $0
- Average, Fair, Limited
Discover
Pros
- Earn generous cash back rewards on every purchase
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- No annual fee, no foreign transaction fees, and award-winning customer service
Cons
- There is a balance transfer fee: 0% at the Transfer APR; 5% at a promotional APR that Capital One may offer to you at any other time
- A quarterly cap on the 2% cash back applies
Pros Explained
Cons Explained
Our Expert Review
The Discover it® Student Chrome credit card is designed for students, specifically those who spend a lot on gas and at restaurants. It comes with a stellar rewards rate: earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases. On top of that, Discover will automatically match all the cash back you’ve earned at the end of your first year. There's no signing up and no limit to how much is matched.
One of the things that makes it stand out among other credit cards for students is that the Discover it® Student Chrome card offers a nice intro APR period of 0% intro on purchases for 6 months. After the intro period is up, the ongoing APR is 16.49% - 25.49% (Variable). This card also comes with no annual fee and no foreign transaction fees.
Discover is widely praised for going above and beyond for their cardholders. For example, with Discover it® Student Chrome, you can redeem cash back for any amount. All in all, this card is a great fit for students looking to build their credit and earn cash back at the same time!
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