If you have excellent credit, you can now get offers like 0% intro APR for up to 18 months, up to $200 Bonus Cash, No Annual Fee, and even more benefits!
Our credit card experts have done the research and these are the best credit cards for people with excellent credit. If these credit cards aren’t in your wallet, don’t wait, apply now and start reaping the rewards.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card makes earning cash back easy with a generous unlimited 1.5% Cash Back on every purchase, every day and a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. This card can also help you avoid high interest rates with an APR of 0% intro on purchases and balance transfers for 15 months.
We love this card because it takes the hassle out of earning cash back – there are no rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. With the lucrative combo of 0% intro APR and cash back rewards on purchases, this card might be the perfect fit to help you save big. And to top it off, there is no annual fee.
Citi® Diamond Preferred® Card
With one of the longest intro APRs available, the Citi® Diamond Preferred® Card is a top choice for anyone looking save money with a balance transfer. This market-leading offer comes with 0% for 18 months on Purchases and 0% for 18 months on Balance Transfers. That means you have almost two years to pay down your balance totally interest free. Did we mention there's no annual fee?
Put your excellent credit to work and enjoy the breathing room offered by this lengthy intro APR. If you currently have a large balance on a credit card that is charging steep interest rates, the Citi® Diamond Preferred® Card could be the perfect card to help you finally escape those huge interest charges. Apply today and enjoy a lengthy 0% Intro APR for 18 months on purchases and balance transfer!
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is a no annual fee card offering market-leading cash back rates on the things you love most – food and entertainment. This card comes with a stellar rewards rate of unlimited 3% Cash Back on dining, 3% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases. If you spend a lot in those bonus categories then the cash back can pile up fast.
There are no rotating categories or sign-ups needed to earn cash rewards and new cardholders also receive a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. To top it off, this card has an APR of 0% on purchases and balance transfers for 15 months. All in all, the Capital One SavorOne Cash Rewards Credit Card is a no-brainer for anyone that loves dining out, or spends a lot on grocery shopping.
Citi® Double Cash Card – 18 month BT offer
When it comes to cash back cards, the Citi® Double Cash Card – 18 month BT offer is truly one of a kind – it's the only card that allows you to earn cash back twice. Cardholders earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.. There are no limits to how much cash back you can earn and your cash back won't expire.
The Citi® Double Cash Card – 18 month BT offer is the perfect option for any consumers who don't want to have to put any extra thought into their credit card rewards. There's no rotating categories and no special bonuses on certain spending. You simply earn the same flat-rate of 2% no matter what you are purchasing. This card even comes with a top-tier intro APR on balance transfers: 0% for 18 months on Balance Transfers. If you're paying a high interest rate on your current credit card, that intro period can help you escape those pesky interest charges.
Capital One Venture Rewards Credit Card
Fed up with blackout dates and limited award availability with your travel credit card? The Capital One Venture Rewards Credit Card takes the hassle out of travel rewards with unlimited 2 Miles per dollar on every purchase, every day. That means whether you're buying groceries or shopping online, you'll earn the same consistent rewards rate with every purchase. To make redeeming as easy as possible, you can use your miles as a statement credit towards virtually any travel purchase – any airline or hotel, and even services like Uber and Lyft qualify!
As a new cardholder you can earn a big one-time bonus of 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening. You can also receive up to $100 application fee credit for Global Entry or TSA Pre✓®. There is an annual fee of $95, but when you consider all the rewards you earn, it's easy to see why the Capital One Venture Rewards Credit Card is such a popular choice for a travel credit card.
Blue Cash Everyday® Card from American Express
With the Blue Cash Everyday® Card from American Express you earn bonus cash back for the things you buy most: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases New cardholders also can earn a welcome offer of $200 back after you spend $1,000 in purchases on your new Card within the first 3 months..
On top of the lucrative cash back, the Blue Cash Everyday® Card from American Express comes with a generous intro APR on purchases: 0% on purchases for 15 months. That can be a lifesaver if you need to make a big purchase and want to spread your payments out over time, interest free. Finally, cardholders love that even with all these perks, this card comes with no annual fee.
Discover it® Cash Back
The Discover it® Cash Back credit card has been a consumer favorite for many years – apply with confidence thanks to your excellent credit. The popular rewards program offers cash back on the things you buy most: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. In addition to the cash back rewards, cardholders receive an intro APR of 0% for 14 months on purchases and balance transfers – all with no annual fee! The ongoing APR is 11.99% - 22.99% Variable.
What really makes this card stand out if the unique cash back intro offer: Discover offers a Dollar-for-dollar match of all cash back earned the first year. There's no signing up. And no limit to how much is matched. This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a sign up bonus. And on the flip side, the fact that there's no limit to the amount of the Cash Back Match means that this card can be extremely rewarding if you're a big spender.