Contents

Wells Fargo Active Cash^® Card Review

Last Updated on August 13, 2026

Offer Rating

4.5/ 5

By Our Content Team

Finally, a no annual fee cash back card with unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash^® Card also offers a generous welcome bonus and low interest rates, making it a top choice for any consumer.

Editor

4.5

CompareCredit Score

Current Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

on Wells Fargo's secure site

Welcome OfferEarn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards RateEarn unlimited 2% cash rewards on purchases
Intro APR0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.49%, 24.49%, or 28.49% Variable APR thereafter
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

Product Details

Select to apply online
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Select to apply online
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Top Rated For

Our Expert Review

Editorial Disclosure

Why We Like It

Editorial Disclosure

Offer Rating

4.5/ 5

By Our Content Team

Key Benefit

Earn unlimited 2% cash rewards on purchases, with no caps, no restrictions, and no annual fee

The Wells Fargo Active Cash^® Card is a powerful credit card that comes with one of the best cash rewards offerings we've ever seen. With this no annual fee card you will receive a generous rewards rate of 2% cash rewards on purchases. That means no matter what you're spending on, you'll earn the same generous rewards rate. No more worrying about rotating categories or annoying monthly caps on the amount of cash you can earn.

This card also comes with a large welcome bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. That's a hefty offer when you consider that this card has no annual fee!

If you're looking for a card with 0% intro APR, the Wells Fargo Active Cash^® Card is also a great option for you. New cardholders will enjoy 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. After the intro period is up, the ongoing APR is 18.49%, 24.49%, or 28.49% Variable APR.