Wells Fargo Reflect® Card
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- Wells Fargo
- Wells Fargo Reflect® Card
Wells Fargo Reflect® Card Review
With one of the longest intro APR periods available, the Wells Fargo Reflect® Card is a perfect choice for anyone looking to pay less in interest with low rates on purchases or qualifying balance transfers.
Editor
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
on Wells Fargo's secure site
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
- 17.49%, 23.99%, or 28.24% Variable APR on purchases and qualifying balance transfers
- $0 annual fee and up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- $0
- Excellent/Good
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Content Team
If you're looking for a credit card with a long intro APR, the Wells Fargo Reflect® Card could be the perfect fit for you. This card comes with a jaw-dropping 0% intro APR for 21 months from account opening on purchases, 17.49%, 23.99%, or 28.24% Variable APR thereafter, as well as 0% intro APR for 21 months from account opening on qualifying balance transfers made within 120 days. That means you have nearly two years to pay down your balance interest free.
Even with the stellar benefit of the extra-long intro APR period, the Wells Fargo Reflect® Card comes with no annual fee. Plus, cardholders have the added perk of up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Pros & Cons
Pros
- Extra-long intro APR on purchases and qualifying balance transfers
- Enjoy up to $600 of cell phone protection
- Pay no annual fee
Cons
- Balance transfer fee of 5%, min: $5
- There is a foreign transaction fee of 3%
Pros Explained
Cons Explained
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