Chase Freedom Flex®
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- Chase
- Chase Freedom Flex®
Chase Freedom Flex® Review
With up to 5% cash back on select purchases, the Chase Freedom Flex® credit card stands out as a leading option for consumers focused on maximizing rewards.
Editor
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable.
- $0
- Excellent/Good
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Content Team
The Chase Freedom Flex® credit card is an exciting offer from Chase that combines the popular cash back structure of 5% cash back in rotating quarterly categories with flat-rate rewards on dining, drugstores, and travel. The result is a powerful piece of plastic that can earn you substantial cash back! Cardholders will enjoy 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases. With so many lucrative categories, the cash back can pile up quick. But that's not all – new cardholders can even kickstart their rewards with a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
In addition to being one of the top cash back cards available, Chase Freedom Flex® also comes with a lengthy intro APR period: 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, followed by 18.24% - 27.74% Variable APR. That intro APR can be a lifesaver if you want to make a big purchase and pay it off over time without accruing hefty interest charges. Finally, you enjoy all these perks and rewards while paying no annual fee!
Pros & Cons
Pros
- Earn up to 5% cash back on select purchases
- The spend threshold to earn the welcome offer is significantly lower than most credit cards
- Escape high interest rates with a lengthy intro APR on purchases and balance transfers
Cons
- There is a foreign transaction fee of 3% of each transaction in U.S. dollars
- There is a cap on the 5% cash back in rotating quarterly categories
