Pros & Cons
Pros
- Earn up to 5% cash back in a long list of spending categories
- Enjoy a generous $200 bonus
- Escape high interest rates with 0% Intro APR on Purchases for 15 months
Cons
- There is a foreign transaction fee of 3% of each transaction in U.S. dollars
- There is no intro APR on balance transfers
Highlights
- Click "APPLY NOW" to apply online
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- Click "APPLY NOW" to apply online
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Our Expert Review
Why We Like It
Offer Rating
5/ 5
By Our Editorial Team
EditorThe Chase Freedom Flex℠ is a new offer from Chase that combines the popular cash back structure of 5% in rotating categories with new flat-rate rewards in on dining, drug stores and travel. The result is a powerful piece of plastic to gets you more cash back than ever before! Cardholders will enjoy 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.
But that's not all – you'll also earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. With so many lucrative categories, the cash back will pile up quick. New cardholders can even kickstart their rewards with a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
In addition to being one of the top cash back cards available, the Chase Freedom Flex℠ also comes with a lengthy intro period with 0% interest: 0% Intro APR on Purchases for 15 months. That intro APR can be a lifesaver if you want to make a big purchase and pay it off over time without accruing hefty interest charges. Finally, with Chase Freedom Flex℠ you enjoy all these perks and rewards while paying no annual fee!
Community Discussion
Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
