Chase Freedom Flex Credit Card Review | CompareCredit.com

Chase Freedom Flex℠ Review

By Thomas Donaldson

With up to 5% cash back on select purchases, the Chase Freedom Flex℠ is a popular cash back card for consumers who want to get the most rewards out of their credit card. It comes comes with no annual fee, 0% intro APR, and a big sign up bonus.

Chase Freedom Flex

(412 reviews)

Current Offer
$200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
  • 0% Intro APR on Purchases for 15 months
  • $0
  • Excellent/Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Our Expert Review

Why We Like It


Offer Rating

5/ 5

By Our Editorial Team

Key Benefit

Earn top-tier cash back rates on the things you buy most, plus 5% back in popular rotating categories.

Compare Credit logomarkEditor

The Chase Freedom Flex℠ is a new offer from Chase that combines the popular cash back structure of 5% in rotating categories with new flat-rate rewards in on dining, drug stores and travel. The result is a powerful piece of plastic to gets you more cash back than ever before! Cardholders will enjoy 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.

With so many lucrative categories, the cash back will pile up quick. But that's not all – new cardholders can even kickstart their rewards with a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

In addition to being one of the top cash back cards available, the Chase Freedom Flex℠ also comes with a lengthy intro period with 0% interest: 0% Intro APR on Purchases for 15 months. That intro APR can be a lifesaver if you want to make a big purchase and pay it off over time without accruing hefty interest charges. Finally, with Chase Freedom Flex℠ you enjoy all these perks and rewards while paying no annual fee!

Pros & Cons

Pros

  • Earn up to 5% cash back in a long list of spending categories
  • Enjoy a generous $200 bonus
  • Escape high interest rates with 0% Intro APR on Purchases for 15 months

Cons

  • There is a foreign transaction fee of 3% of each transaction in U.S. dollars
  • There is no intro APR on balance transfers

Pros Explained

  • Earn up to 5% cash back in a long list of spending categories: This powerful card offers three different ways to earn 5% cash back. Maximizing those 5% categories can mean hundreds of dollars in cash back each year!
  • Enjoy a generous $200 bonus: The $200 bonus is above the industry average when compared to other no annual fee cash back credit cards.
  • Escape high interest rates with 0% Intro APR on Purchases for 15 months: On top of the cash rewards, cardholders can use the 0% intro APR on purchases to avoid expensive interest charges.

Cons Explained

  • There is a foreign transaction fee of 3% of each transaction in U.S. dollars: If you use this card while traveling outside of the United States you will be charged a small fee for each transaction. Some credit cards offer no foreign transaction fees.
  • There is no intro APR on balance transfers: If you want to transfer a balance from an existing credit card, you'll pay the standard interest rate right from the start with this card.

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