- Credit Cards
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- Chase
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- Chase Freedom Flex℠
Chase Freedom Flex℠ Review
By Thomas Donaldson
With up to 5% cash back on select purchases, the Chase Freedom Flex℠ is a popular cash back card for consumers who want to get the most rewards out of their credit card. It comes comes with no annual fee, 0% intro APR, and a big sign up bonus.
Current Offer- $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
- 0% Intro APR on Purchases for 15 months
- $0
- Excellent/Good
Product Details
- Click "APPLY NOW" to apply online
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- Click "APPLY NOW" to apply online
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Our Expert Review
Why We Like It
Offer Rating
5/ 5
By Our Editorial Team
EditorThe Chase Freedom Flex℠ is a new offer from Chase that combines the popular cash back structure of 5% in rotating categories with new flat-rate rewards in on dining, drug stores and travel. The result is a powerful piece of plastic to gets you more cash back than ever before! Cardholders will enjoy 5% cash back on eligible purchases in rotating categories, 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases.
With so many lucrative categories, the cash back will pile up quick. But that's not all – new cardholders can even kickstart their rewards with a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
In addition to being one of the top cash back cards available, the Chase Freedom Flex℠ also comes with a lengthy intro period with 0% interest: 0% Intro APR on Purchases for 15 months. That intro APR can be a lifesaver if you want to make a big purchase and pay it off over time without accruing hefty interest charges. Finally, with Chase Freedom Flex℠ you enjoy all these perks and rewards while paying no annual fee!
Pros & Cons
Pros
- Earn up to 5% cash back in a long list of spending categories
- Enjoy a generous $200 bonus
- Escape high interest rates with 0% Intro APR on Purchases for 15 months
Cons
- There is a foreign transaction fee of 3% of each transaction in U.S. dollars
- There is no intro APR on balance transfers
Pros Explained
- Earn up to 5% cash back in a long list of spending categories: This powerful card offers three different ways to earn 5% cash back. Maximizing those 5% categories can mean hundreds of dollars in cash back each year!
- Enjoy a generous $200 bonus: The $200 bonus is above the industry average when compared to other no annual fee cash back credit cards.
- Escape high interest rates with 0% Intro APR on Purchases for 15 months: On top of the cash rewards, cardholders can use the 0% intro APR on purchases to avoid expensive interest charges.
Cons Explained
- There is a foreign transaction fee of 3% of each transaction in U.S. dollars: If you use this card while traveling outside of the United States you will be charged a small fee for each transaction. Some credit cards offer no foreign transaction fees.
- There is no intro APR on balance transfers: If you want to transfer a balance from an existing credit card, you'll pay the standard interest rate right from the start with this card.
