Discover it® Chrome
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- Discover it® Chrome
Discover it® Chrome Review
With a lengthy intro balance transfer APR and unique Cashback Match, this credit card offers the best of both worlds. With a $0 annual fee and a straightforward rewards program, it’s an easy choice for budget-conscious consumers.
Editor
Discover will automatically match all the cash back you’ve earned at the end of your first year
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 6 months and 0% intro on balance transfers for 18 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
- $0
- Good, Excellent
Discover
Our Expert Review
Why We Like It
Offer Rating
4/ 5
By Our Content Team
The Discover it® Chrome credit card is designed for consumers who spend a lot on gas and at restaurants. It comes with a solid rewards rate of 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
In addition to the cash back rewards, Discover it® Chrome offers a lengthy APR of 0% intro on balance transfers for 18 months. After that, the ongoing APR is 17.49% - 26.49% (Variable) depending on your creditworthiness. Balance transfer fee applies. This card also comes with no annual fee and no foreign transaction fees.
New cardholders will also benefit from the lucrative intro offer: Discover will automatically match all the cash back you’ve earned at the end of your first year. This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a bonus offer. And on the flip side, the fact that there's no limit to the amount of cash back matched means that this card can be extremely rewarding if you're a big spender.
Pros & Cons
Pros
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- APR of 0% intro on balance transfers for 18 months and 0% intro on purchases for 6 months, then 17.49% - 26.49% (Variable) APR
- No annual fee, no foreign transaction fees, and award-winning customer service
Cons
- There is a balance transfer fee: 0% at the Transfer APR; 3% for the first 18 months; 5% at a promotional APR that Capital One may offer to you at any other time
- A quarterly cap on the 2% cash back applies
Pros Explained
Cons Explained
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