- Credit Cards
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- Discover
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- Discover it® chrome
Discover it® chrome Review
By Thomas Donaldson
on Discover's secure site
- 0% for 14 months on purchases and balance transfers
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- 11.99% - 22.99% Variable
- $0
- Good, Excellent
Discover
Product Details
- Click "APPLY NOW" to apply online
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. Based Customer Service available any time.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Click "APPLY NOW" to apply online
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. Based Customer Service available any time.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.
Our Expert Review
Why We Like It
Offer Rating
3.5/ 5
By Our Editorial Team
EditorThe Discover it® chrome credit card is designed for consumers who spend a lot on gas and at restaurants. It comes with a solid rewards rate: Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically. On top of the cash back earned on spending, cardholders will also benefit from the lucrative intro offer: Dollar-for-dollar match of all cash back earned the first year.
This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a sign up bonus. And on the flip side, the fact that there's no limit to the amount of the Cash Back Match means that this card can be extremely rewarding if you're a big spender.
In addition to the cash back rewards, the Discover it® chrome offers a lengthy intro APR of 0% for 14 months on purchases and balance transfers. After that, the ongoing APR is 11.99% - 22.99% Variable depending on your creditworthiness. This card also comes with no annual fee and no foreign transaction fees.
Pros & Cons
Pros
- Dollar-for-dollar match of all cash back earned the first year
- Intro APR of 0% for 14 months on purchases and balance transfers
- No annual fee, no foreign transaction fees and award-winning customer service
Cons
- There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
- A quarterly cap on the 2% cash back applies
