Citi Premier Card Review | CompareCredit.com

Citi Premier® Card Review

By Thomas Donaldson

The Citi Premier® Card is a lucrative travel rewards credit card that lets you earn points in categories such as groceries, travel, hotels & more. It's also one of only a few cards that come with a annual hotel savings benefit.

Citi Premier® Card

Current Offer
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Apply Now

on Citibank's secure site

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel & Hotels, and 1 Point per $1 spent on All Other Purchases
  • Annual Hotel Savings Benefit & no foreign transaction fees
  • $95
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Our Expert Review

Why We Like It


Offer Rating

4.5/ 5

By Our Editorial Team

Key Benefit

Grab a big bonus and earn up to 3x Points on the things you buy most

Compare Credit logomarkEditor

The Citi Premier® Card is a popular credit card from Citibank with a new rewards structure designed to help consumers earn more points than ever. Cardholders earn 3 Points per $1 spent at Restaurants, Supermarkets, Gas Stations, Air Travel & Hotels, and 1 Point per $1 spent on All Other Purchases.

Rake in those rewards with peace of mind because your points have no expiration and there is no limit on the amount of points you can earn with the Citi Premier® Card. This card even offers a big bonus to new cardholders – Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

There is an annual fee of $95, but that is pretty easy to justify when you consider all the rewards you earn with this card. As an added bonus, there are no foreign transactions which makes this card a great choice when traveling out of the country.

Pros & Cons

Pros

  • Earn a huge sign up bonus as a new cardholder
  • Enjoy generous rewards rate of up to 3x Point on purchases
  • Pay no foreign transaction fees

Cons

  • No intro APR on purchases or balance transfers
  • Annual fee is not waived the first year

Customers Also Viewed

(4,725 reviews)

Citi® Diamond Preferred® Card

(1,808 reviews)

Bank of America® Cash Rewards credit card

(2,613 reviews)

Capital One Quicksilver Cash Rewards Credit Card

(3,058 reviews)

Citi® Double Cash Card – 18 month BT offer