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Chase Freedom Rise^® Review

Last Updated on July 27, 2026

Offer Rating

5/ 5

By Our Content Team

Chase Freedom Rise^® is an easy-to-use rewards credit card designed to empower individuals who are new to credit. With no annual fee and a focus on helping cardholders build credit, this is a stand-out choice for anyone looking for their first credit card.

Editor

5.0

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Limited Time Offer
Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.

on Chase's secure site

Limited Time OfferEarn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Rewards Rate1.5% cash back on all purchases
Extra PerksCredit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card.
Annual Fee$0
Credit Score NeededNew to Credit
Card Brand

Product Details

Select to apply online
Limited Time Offer - Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise^®
Earn Cash Back - With Chase Freedom Rise^®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Credit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card
Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise^® Card.
Member FDIC

Select to apply online
Limited Time Offer - Earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening.
Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise^®
Earn Cash Back - With Chase Freedom Rise^®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
Credit Limit Increase - As a Freedom Rise^® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise^® Card
Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise^® Card.
Member FDIC

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Why We Like It

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Offer Rating

5/ 5

By Our Content Team

Key Benefit

No annual fee and cash back on every purchase

With Chase Freedom Rise^®, you can start building credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This makes it an ideal choice for those new to credit who want to establish a credit history while enjoying the benefits of cash back rewards! Plus, with no limit to how much you can redeem, cardholders can easily maximize the value of their rewards.

New cardholders are even given the opportunity to earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time. Having automatic payments set up can make credit card management a breeze, so we love that Chase will reward your good habits with a $25 statement credit. Additionally, for a limited time, you can earn 3% cash back on dining at restaurants, including takeouts and eligible delivery services, on up to $6,000 spent in the first 6 months from account opening!

Pros & Cons

Pros

Chase Freedom Rise^® offers a generous rewards rate, which is rare among 'new to credit' credit cards.
Grow your credit history with this card and earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account.
There is no annual fee with this card.

Cons

There is no intro APR for purchases or balance transfers.
There is a balance transfer fee of $5 or 5% of the amount of each transfer, whichever is greater.