Capital One QuicksilverOne Cash Rewards Credit Card
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- Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card Review
Designed for consumers with Average, Fair, Limited Credit, this card allows you to earn cash back while you build your credit history. With the Capital One QuicksilverOne Cash Rewards Credit Card, enjoy a generous rewards rate of 1.5% Cash Back on every purchase, every day.
Editor
1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
on Capital One's secure site
- Use your card wherever Mastercard is accepted
- 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Helpful credit management tools and no foreign transaction fees
- $39
- Average, Fair, Limited
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Content Team
If you don't have much credit history or have Average, Fair, Limited credit, the Capital One QuicksilverOne Cash Rewards Credit Card is a great tool to help you build credit when used responsibly. Like most credit card offers for consumers who are just starting out, there is an annual fee of $39. That said, the Capital One QuicksilverOne Cash Rewards Credit Card offers something that many competing cards don't – cash back!
Cardholders will earn unlimited 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. That's quite a generous rewards rate for a card available to folks with less than excellent credit. And like the premium cash back cards from Capital One, there is no limit to how much cash back you can earn, and cash back doesn't expire for the life of the account.
In addition to the cash back rewards, this card comes with a few helpful features to get you started on the right foot for building credit when you use the card responsibly. You can monitor your credit profile for free with the CreditWise app and you'll even be automatically considered for a higher credit line in as little as 6 months.
Pros & Cons
Pros
- An easy-to-understand cash back program that rewards you for every purchase
- Complimentary credit management tools and resources to help strengthen your credit for the future with responsible card use
- No foreign transaction fees makes this card a great choice for traveling abroad
Cons
- The annual fee of $39 is not waived the first year
- The APR of 28.99% (Variable) for purchases and balance transfers is relatively high, but that's normal for cards for Average, Fair, Limited Credit consumers. Balance Transfer Fee applies to balances transferred at a promotional rate
Pros Explained
Cons Explained
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