Capital One SavorOne Cash Rewards Credit Card
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- Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card Review
The Capital One SavorOne Cash Rewards Credit Card offers generous cash back on everyday spending, making each purchase count while helping you build credit responsibly.
Editor
Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
on Capital One's secure site
- Use your card wherever Mastercard is accepted
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
- Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One
- $39
- Average, Fair, Limited
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Content Team
The Capital One SavorOne Cash Rewards Credit Card is a solid option for anyone who enjoys dining out, streaming, or cooking at home. With unlimited 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% Cash Back on all other purchases, it offers a well-rounded mix of rewards. You’ll also earn 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, and an impressive 8% Cash Back on Capital One Entertainment purchases – all for a modest $39 annual fee.
There are no rotating categories or limits to track, and rewards don't expire for the life of the account. When it comes to redemption, you can use your cash back for any amount and get gift cards, cover purchases, or redeem for cash. Cardholders can even pay with their rewards via PayPal Pay with Rewards and at Amazon.com.
In addition to strong rewards, this card can help you build credit responsibly. You’ll be automatically considered for a higher credit line in as little as 6 months and can monitor your progress with free access to your credit score through CreditWise from Capital One. Plus, you’re protected with $0 Fraud Liability so that you won't be responsible for unauthorized charges. Altogether, the Capital One SavorOne Cash Rewards Credit Card strikes a nice balance of rewards, benefits, and accessibility for those with Average, Fair, Limited credit.
Pros & Cons
Pros
- Earn cash back on every purchase with no limits to how much you can earn.
- Be automatically considered for a higher credit line in as little as 6 months.
- There are no foreign transaction fees, making this card a great choice for traveling abroad.
Cons
- The annual fee of $39 is not waived the first year.
- There is no intro APR period on purchases or balance transfers. Balance Transfer Fee applies to balances transferred at a promotional rate.
Pros Explained
Cons Explained
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