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Last fact checked: Sep. 7, 2026

Best of Bank of America Travel Credit Cards

Bank of America's travel cards work differently than many major travel rewards issuers. Instead of transfer partners, the Bank of America® Travel Rewards credit card and Bank of America® Premium Rewards® credit card let you redeem points as a statement credit against any travel purchase—airlines, hotels, cruises, ride-shares, even parking. For airline-loyal travelers, cards tied to airline rewards programs earn directly within those ecosystems. Below, compare the right fit for your travel style, from fee-free simplicity to premium perks.

Bank of America® Travel Rewards credit card

5.0
CompareCredit Score

on Bank of America's secure site

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
  • $0
  • Excellent, Good
  • Visa®
  • Select to apply online
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
  • Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards members earn more points.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Bank of America® Premium Rewards® credit card

4.0
CompareCredit Score

on Bank of America's secure site

  • 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening
  • 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits
  • $95
  • Excellent, Good
  • Visa®
  • Select to apply online
  • Low $95 annual fee.
  • Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
  • Turn daily purchases into everyday wins. Simply use your Premium Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards members earn more points.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
  • No foreign transaction fees.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Atmos Rewards Ascent Visa Signature® credit card

4.0
CompareCredit Score

on Bank of America's secure site

  • Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2,500 or more on purchases within the first 90 days of opening your account.
  • Unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases, and unlimited 1 point per $1 spent on all other purchases
  • Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
  • $95
  • Excellent/Good
  • Visa
  • Select to apply online
  • Limited-time online offer – 70,000 bonus points.
  • Get 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2,500 or more on purchases within the first 90 days of opening your account.
  • Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on alaskaair.com.
  • Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. Points don’t expire on active accounts.
  • Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
  • Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
  • Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global air partners.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Atmos Rewards Summit Visa Infinite® credit card

4.0
CompareCredit Score

on Bank of America's secure site

  • Earn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
  • Unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases
  • Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
  • $395
  • Excellent/Good
  • Visa
  • Select to apply online
  • Limited-time online offer – 80,000 bonus points.
  • Get 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
  • Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos Rewards points.
  • Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
  • Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).
  • Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
  • Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
  • Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
  • Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
  • Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
  • Plus, no foreign transaction fees and a competitive $395 annual fee.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Bank of America® Travel Rewards credit card for Students

4.0
CompareCredit Score

on Bank of America's secure site

  • Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
  • $0
  • Excellent/Good
  • Visa®
  • Select to apply online
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
  • Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards members earn more points.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

About Bank of America Travel Cards:

If you want zero annual fee and flexibility, the Bank of America® Travel Rewards credit card is Bank of America's cleanest option: Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel. The Bank of America® Premium Rewards® credit card steps up with 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases.

For Alaska or Hawaiian loyalists, the Atmos Rewards Ascent Visa Signature® credit card and Atmos Rewards Summit Visa Infinite® credit card earn directly within the airline program, including 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases, and unlimited 1 point per $1 spent on all other purchases . BofA Rewards™ status can add a 10% to 75% boost to point earnings on eligible Bank of America cards.

Frequently Asked Questions:

Do Bank of America travel cards charge foreign transaction fees?
Many Bank of America travel cards have no foreign transaction fees, though it’s important to confirm the terms of the specific card before traveling internationally.

Can I transfer Bank of America travel points to airlines?
No. Unlike Chase Ultimate Rewards or American Express Membership Rewards, Bank of America travel points cannot be transferred to airline or hotel loyalty partners. You redeem them as a statement credit against eligible travel purchases made with your card.

What's the difference between the Bank of America® Travel Rewards credit card and Bank of America® Premium Rewards® credit card?
The Bank of America® Travel Rewards credit card has a $0 annual fee and earns a flat 1.5x points per $1 spent on everyday purchases. The Bank of America® Premium Rewards® credit card has a $95 annual fee but earns 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases, and includes a $100 airline incidental credit and Global Entry reimbursement.

Is the Premium Rewards card worth the $95 annual fee?
For travelers who spend at least $2,000 annually in travel and dining combined, the extra earning usually outweighs the fee—especially once you factor in the $100 airline credit and Global Entry reimbursement. BofA Rewards™ members see even stronger returns.