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Best of Bank of America Travel Credit Cards
Bank of America's travel cards work differently than many major travel rewards issuers. Instead of transfer partners, the Bank of America® Travel Rewards credit card and Bank of America® Premium Rewards® credit card let you redeem points as a statement credit against any travel purchase—airlines, hotels, cruises, ride-shares, even parking. For airline-loyal travelers, cards tied to airline rewards programs earn directly within those ecosystems. Below, compare the right fit for your travel style, from fee-free simplicity to premium perks.
Bank of America® Travel Rewards credit card
on Bank of America's secure site
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Bank of America® Premium Rewards® credit card
on Bank of America's secure site
- 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening
- 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases
- Get up to $200 in combined airline incidental and airport expedited screening statement credits
Atmos™ Rewards Ascent Visa Signature® credit card
on Bank of America's secure site
- Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $2,500 or more on purchases within the first 90 days of opening your account.
- Unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases, and unlimited 1 point per $1 spent on all other purchases
- Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
- $95
- Excellent/Good
Atmos™ Rewards Summit Visa Infinite® credit card
on Bank of America's secure site
- Earn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
- Unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases
- Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
- $395
- Excellent/Good
Bank of America® Travel Rewards credit card for Students
on Bank of America's secure site
- Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent/Good
About Bank of America Travel Cards:
If you want zero annual fee and flexibility, the Bank of America® Travel Rewards credit card is Bank of America's cleanest option: Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel. The Bank of America® Premium Rewards® credit card steps up with 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases.
For Alaska or Hawaiian loyalists, the Atmos™ Rewards Ascent Visa Signature® credit card and Atmos™ Rewards Summit Visa Infinite® credit card earn directly within the airline program, including 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases, and unlimited 1 point per $1 spent on all other purchases . BofA Rewards™ status can add a 10% to 75% boost to point earnings on eligible Bank of America cards.
Frequently Asked Questions:
Do Bank of America travel cards charge foreign transaction fees?
Many Bank of America travel cards have no foreign transaction fees, though it’s important to confirm the terms of the specific card before traveling internationally.
Can I transfer Bank of America travel points to airlines?
No. Unlike Chase Ultimate Rewards or American Express Membership Rewards, Bank of America travel points cannot be transferred to airline or hotel loyalty partners. You redeem them as a statement credit against eligible travel purchases made with your card.
What's the difference between the Bank of America® Travel Rewards credit card and Bank of America® Premium Rewards® credit card?
The Bank of America® Travel Rewards credit card has a $0 annual fee and earns a flat 1.5x points per $1 spent on everyday purchases. The Bank of America® Premium Rewards® credit card has a $95 annual fee but earns 2 points for every $1 spent on travel and dining purchases, and 1.5 points for every $1 spent on all other purchases, and includes a $100 airline incidental credit and Global Entry reimbursement.
Is the Premium Rewards card worth the $95 annual fee?
For travelers who spend at least $2,000 annually in travel and dining combined, the extra earning usually outweighs the fee—especially once you factor in the $100 airline credit and Global Entry reimbursement. BofA Rewards™ members see even stronger returns.


