Atmos^™ Rewards Summit Visa Infinite^® credit card Review

Last Updated on July 27, 2026

Offer Rating

4 / 5

By Our Content Team

Packed with powerful rewards and premium benefits, the Atmos^™ Rewards Summit Visa Infinite^® credit card is an excellent option for those who want more from every trip.

Editor

01Card Offer

4.0

CompareCredit Score

4.0

CompareCredit Score

Limited Time Offer
Earn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.

on Bank of America's secure site

Limited Time OfferEarn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
Rewards RateUnlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases
Extra PerksGet a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
Annual Fee$395
Credit Score NeededExcellent/Good
Card Brand

Product Details

Select to apply online
Limited-time online offer – 80,000 bonus points.
Get 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos^™ Rewards points.
Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).

Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America^® account.
Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck^® or Global Entry trusted traveler programs.
Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
Plus, no foreign transaction fees and a competitive $395 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Select to apply online
Limited-time online offer – 80,000 bonus points.
Get 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account.
Each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos^™ Rewards points.
Additionally, receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases each anniversary year.
Receive 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter).

Earn unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America^® account.
Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.
Receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck^® or Global Entry trusted traveler programs.
Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
Plus, no foreign transaction fees and a competitive $395 annual fee.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

02Pros & Cons

Pros

Cardholders can earn a massive welcome offer
Free checked bag on Alaska Airlines and Hawaiian Airlines, plus 8 Alaska Lounge passes each year
Earn elevated points for eligible foreign transactions and pay no foreign transaction fee

Cons

Alaska Airlines and Hawaiin Airlines primarily serve the West Coast
There is a balance transfer fee of 5% of the amount of each transaction

03Why We Like It

Our Expert Review

Editorial Disclosure

Offer Rating

4 / 5

By Our Content Team

Key Benefit

This card is packed with valuable travel benefits, point-earning opportunities, and exceptional perks that make every trip more rewarding

The Atmos^™ Rewards Summit Visa Infinite^® credit card is built for travelers who want premium perks, top-tier rewards, and an accelerated path to airline status. While it carries a $395 annual fee, its long list of benefits can more than offset that cost. To kick things off, new cardholders earn 80,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $4,000 or more on purchases within the first 90 days of opening your account. Plus, each account anniversary, get a 25,000-point Global Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos^™ Rewards points.

The perks keep coming with 8 Alaska Lounge passes and 8 Wi-Fi passes every year (2 of each per calendar quarter), a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card, and you receive an airport security statement credit up to $120 every four years in connection with the TSA PreCheck^® or Global Entry trusted traveler programs. You’ll also receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.

Rewards are generous and simple: earn 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases. Having no foreign transaction fees is a great perk, but this card goes the extra mile by actually rewarding you for eligible foreign transactions. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America^® account. On top of all this, get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases. For frequent travelers who value premium experiences, the Atmos^™ Rewards Summit Visa Infinite^® credit card delivers exceptional rewards and benefits that far outweigh its annual fee.