Air France KLM Visa Signature^® credit card Review

Last Updated on October 1, 2026

Offer Rating

4/ 5

By Our Content Team

The Air France KLM Visa Signature^® credit card offers a rewarding way for Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines flyers to earn Miles on everyday spending.

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Limited Time Offer
Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening

on Bank of America's secure site

Limited Time OfferEarn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening
Rewards RateEarn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases, 3 Miles for every $1 spent on eligible dining purchases, and 1.5 Miles for every $1 spent on all other purchases
Extra Perks5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Annual Fee$89
Credit Score NeededExcellent/Good
Card Brand

Product Details

Select to apply online
Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.
Low $89 annual fee and no foreign transaction fees.
Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.

5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.
Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Select to apply online
Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.
Low $89 annual fee and no foreign transaction fees.
Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.

5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.
Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

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Why We Like It

Editorial Disclosure

Offer Rating

4/ 5

By Our Content Team

Key Benefit

Earn elevated rewards on eligible airline and dining purchases while enjoying no foreign transaction fees

The Air France KLM Visa Signature^® credit card is a strong choice for frequent Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines travelers who want to earn Miles on every purchase. New cardholders can earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening. Ongoing rewards are earned on a solid mix of airline purchases and everyday spending: earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases, 3 Miles for every $1 spent on eligible dining purchases, and 1.5 Miles for every $1 spent on all other purchases. You can redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.

The card also packs several other benefits into its relatively low $89 annual fee. For starters, get 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year. As a cardholder, you also receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year. Add in the benefit of no foreign transaction fees, and the Air France KLM Visa Signature^® credit card offers plenty of value for those who regularly fly with Air France, KLM Royal Dutch Airlines, and SkyTeam member airlines.

Pros & Cons

Pros

Kickstart your earnings with a substantial welcome offer
Earn at least 1.5 Miles on every purchase
Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide

Cons

This card does not offer complimentary airport lounge access like some other airline cards do
There is no intro APR period for purchases or balance transfers, though that's typical for most airline credit cards