Best Credit Cards Awards
Compare the Best of the Best
This year's credit card awards are here. Carefully selected and voted on by a panel of unbiased industry experts, we've made finding the right card easier than ever.
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Best of the Best
Products from our Partners
- Best Balance Transfer Credit Card
on Citibank's secure site
- 0% for 21 months on Balance Transfers
- 0% for 12 months on Purchases
- 16.49% - 27.24% (Variable) APR
- $0
- Excellent, Good
Why We Like It
The Citi® Diamond Preferred® Card is a no annual fee card that offers one of the longest 0% Intro APRs available for balance transfers.
- Best Rewards Credit Card
on Capital One's secure site
- Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening
- 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 18.49% - 28.49% (Variable). Balance transfer fee applies
- $0
- Excellent, Good
Why We Like It
The Capital One VentureOne Rewards Credit Cardoffers a competitive rewards rate, exceptional Miles redemption flexibility, and 0% intro APR on purchases and balance transfers – all with no annual fee.
- Best Cash Back Credit Card
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
- $0
- Excellent/Good
Why We Like It
Offering versatile cash back on a variety of spending categories, Chase Freedom Unlimited® adapts to cardholders' changing needs and spending habits.
- Best Low Interest Credit Card
on Wells Fargo's secure site
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
- 17.49%, 23.99%, or 28.24% Variable APR on purchases and qualifying balance transfers
- $0 annual fee and up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- $0
- Excellent/Good
Why We Like It
With its extended 0% Intro APR on purchases, the Wells Fargo Reflect® Card is perfect for those who need time to pay off large purchases without incurring interest.
- Best Travel Credit Card
on Bank of America's secure site
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Why We Like It
The Bank of America® Travel Rewards credit card is a standout no-annual-fee travel card that offers flexible points redemption – no need to stick to a specific airline or hotel.
- Best Business Credit Card
on Chase's secure site
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Unlimited 1.5% cash back on every purchase made for your business
- 0% Intro APR on Purchases for 12 months, then 16.74% - 24.74% Variable
- $0
- Excellent/Good
Why We Like It
With unlimited 1.5% cash back on every purchase made for your business, a full year of 0% Intro APR on purchases, and no annual fee, it’s clear why the Ink Business Unlimited® Credit Card is a popular choice for business owners.
- Best Credit Card for Groceries
on American Express' secure site
Terms Apply
- You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- 0% on purchases for 12 months and 0% on balance transfers for 12 months. 19.74%-28.74% Variable thereafter.
- $0 intro annual fee for the first year, then $95
- Good, Excellent
AMEX
Why We Like It
Families benefit from the Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American Express thanks to its elevated rewards on groceries, gas, and streaming services, helping stretch household budgets further.
- Best All-Around Credit Card
on Citibank's secure site
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- 0% for 18 months on Balance Transfers, 18.24% - 28.49% (Variable) APR thereafter
- $0
- Excellent, Good
Why We Like It
The Citi Double Cash® Card combines a high cash back rate with an extended balance transfer offer, giving cardholders the best of both worlds.
- Best No Annual Fee Credit Card
on TD Bank's secure site
- Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
- Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other eligible purchases.
- 0% introductory APR on purchases for 12 billing cycles after account opening and on balance transfers for 15 billing cycles after account opening. After that, 18.49% - 28.49% variable APR based on your creditworthiness. Balance transfers must be completed within the first 90 days of account opening.
- No annual fee
- Good, Excellent
Why We Like It
With the TD Cash Credit Card, cardholders earn cash back on every purchase and have the power to customize their top two spend categories for maximum earnings.
- Best Credit Card for Students
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
- $0
- Average, Fair, Limited
Discover
Why We Like It
Designed with students in mind, Discover it® Student Cash Back helps build credit responsibly while earning cash back rewards with no annual fee.
Best of Cash Back
- Best Cash Back Card with Flexible Categories
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
- $0
- Excellent/Good
Why We Like It
Offering versatile cash back on a variety of spending categories, Chase Freedom Unlimited® adapts to cardholders' changing needs and spending habits.
- Best Rewards Card with Rotating Categories
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
- $0
- Good, Excellent
Discover
Why We Like It
Discover it® Cash Back stands out with its rotating 5% cash back categories and an unlimited Cashback Match for new cardholders at the end of their first year.
- Best Easy-to-Redeem Cash Back Card
on Wells Fargo's secure site
- Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.49%, 24.49%, or 28.49% Variable APR thereafter
- $0
- Excellent/Good
Why We Like It
The Wells Fargo Active Cash® Card’s simple, straightforward cash back rewards system makes it easy to earn and redeem rewards on all purchases.
- Best Cash Back Card for Balance Transfers
on Citibank's secure site
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- 0% for 18 months on Balance Transfers, 18.24% - 28.49% (Variable) APR thereafter
- $0
- Excellent, Good
Why We Like It
The Citi Double Cash® Card combines a high cash back rate with an extended balance transfer offer, giving cardholders the best of both worlds.
- Best Credit Card for Students
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
- $0
- Average, Fair, Limited
Discover
Why We Like It
Designed with students in mind, Discover it® Student Cash Back helps build credit responsibly while earning cash back rewards with no annual fee.
Best of Travel
- Best Credit Card for International Travel
on Chase's secure site
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and 3x online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
- $95
- Excellent, Good
Why We Like It
With no foreign transaction fees, flexible travel rewards, and robust travel protection, the Chase Sapphire Preferred® Card is perfect for globetrotters.
- Best Credit Card for Airline Travel
on Capital One's secure site
- Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
- 2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- Receive 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- $395
- Excellent
Why We Like It
The Capital One Venture X Rewards Credit Card offers premium travel perks, high rewards on airfare, and excellent flexibility for airline travel redemptions.
- Best Credit Card for Hotels
on Citibank's secure site
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. 3x -- Earn 3 Points per $1 spent on Restaurants. 3x -- Earn 3 Points per $1 spent on Supermarkets. 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations. 1x -- Earn 1 Point per $1 spent on All Other Purchases.
- Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
- $95
- Excellent, Good
Why We Like It
For those who stay at hotels frequently, the Citi Strata Premier® Card offers generous points and exclusive benefits tailored to hotel stays.
- Best Credit Card for Dining
on American Express' secure site
Terms Apply
- You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
- No foreign transaction fees
- $325
- Good, Excellent
AMEX
Why We Like It
With substantial rewards for dining out and at supermarkets, the American Express® Gold Card is a top choice for those who enjoy culinary experiences.
Best of Business
- Best No Annual Fee Business Credit Card
on Chase's secure site
- Earn $750 when you spend $6,000 on purchases in the first 3 months after account opening
- Up to 5% cash back on select purchases
- 0% Intro APR on Purchases for 12 months, then 16.74% - 24.74% Variable
- $0
- Excellent/Good
Why We Like It
The Ink Business Cash® Credit Card delivers valuable rewards on everyday business expenses with no annual fee, maximizing cost savings.
- Best Business Credit Card
on Capital One's secure site
- Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
- Unlimited 2 Miles per dollar on every purchase, 5 Miles per dollar on flights and vacation rentals booked through Capital One Business Travel, 10 Miles per dollar on hotels and rental cars booked through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges, after enrollment
- $395
- Excellent
Why We Like It
The Capital One Venture X Business credit card offers valuable rewards on everyday business expenses and travel, while providing key benefits like employee card management and expense tracking tools, making it ideal for growing businesses.
Best of Balance Transfer
- Best Credit Card for Low Interest on Purchases
on Wells Fargo's secure site
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
- 17.49%, 23.99%, or 28.24% Variable APR on purchases and qualifying balance transfers
- $0 annual fee and up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- $0
- Excellent/Good
Why We Like It
With its extended 0% Intro APR on purchases, the Wells Fargo Reflect® Card is perfect for those who need time to pay off large purchases without incurring interest.
- Best Cash Back Card for Balance Transfers
on Citibank's secure site
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- 0% for 18 months on Balance Transfers, 18.24% - 28.49% (Variable) APR thereafter
- $0
- Excellent, Good
Why We Like It
The Citi Double Cash® Card combines a high cash back rate with an extended balance transfer offer, giving cardholders the best of both worlds.
