Item: Citi® Double Cash Card – 18 month BT offer
Rating: 5
Author: Thomas Donaldson

Dining

No Annual Fee

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Cash Back

Rewards

Low Interest

Credit Quality: Good

Credit Quality: Excellent

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Balance Transfer

 is focused on balance transfers it doesn't provide any intro APR on purchases.

There is no sign up bonus with this card:

 Many cash back credit cards come with a sign up bonus, typically around $200, after you spend a certain amount in the first few months of cardmembership

Rewards Rate

Intro Balance Transfer APR

No annual fee and $0 liability on unauthorized charges

Extra Perks

When it comes to no annual fee cash back cards, the 

, from our partner Citibank, is truly one of a kind. That's because this is the only card that allows you to earn cash back twice. Cardholders 

. There are no limits to how much cash back you can earn and your cash back won't expire.

 is the perfect option for any consumers who don't want to have to put any extra thought into their credit card rewards. There's no rotating categories and no special bonuses on certain spending. You simply earn the same flat-rate of 2% no matter what you are purchasing.

This card even comes with a top-tier intro APR on balance transfers: 

. If you're paying a high interest rate on your current credit card, that intro period can help you escape those pesky interest charges. After the intro period is up, the ongoing APR is 

. With the generous cash back rewards and the lengthy intro APR on balance transfers, the 

 is a great choice for almost any consumer.

Enjoy 2% cash back and a lengthy balance transfer intro rate, all with no annual fee

One of the best flat-rate cash back offers available

Extra-long intro APR on balance transfers

Current Offer

The Citi® Double Cash Card is one of the most rewarding cash back credit cards with no annual fee. If offers unlimited cash back and comes with one of the longest 0% Intro APR for balance transfers available.

Citibank

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

To earn cash back, pay at least the minimum due on time.

Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.

Balance Transfers do not earn cash back. Intro APR does not apply to purchases.

If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Citi® Double Cash Card – 18 month BT offer

One of the best flat-rate cash back offers available:

 Most credit cards that offer a flat cash back rate on every purchase either offer 1.5% or 1.0%. With the 

Extra-long intro APR on balance transfers:

 Most credit cards that offer 0% Intro APR on balance transfers (which not many do) only offer it for a 6 to 12 months. with the 

No annual fee and $0 liability on unauthorized charges:

 offer comes with no annual fee and offers you peace of mind knowing that you will not be liable for any unauthorized charges that may occur, if any do, while your account is active.

Read our honest review of the Citi® Double Cash Card. Apply securely online at CompareCredit.com to start earning unlimited cash back!

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