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Balance Transfer

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening

 is focused on balance transfers, it doesn't provide any intro APR on purchases.

This card charges a fee for balance transfers:

 Although this is typical for most credit cards, this fee is worth noting. 

July 2024

Intro Balance Transfer APR

Rewards Rate

Sign Up Bonus

When it comes to no annual fee cash back cards, the 

, from our partner Citibank, is truly one of a kind. That's because this is the only card that allows you to earn cash back twice. Cardholders can enjoy 

 There are no limits to how much cash back you can earn and your cash back won't expire.

 is the perfect option for any consumers who don't want to have to put any extra thought into their credit card rewards. There are no rotating categories and no special bonuses on certain spending. You simply earn the same flat-rate of 2% no matter what you are purchasing.

This card even comes with a top-tier intro APR: 

. If you're paying a high interest rate on your current credit card, that intro period can help you escape those pesky interest charges. After the intro period is up, the ongoing APR is 

. With the generous cash back rewards and the lengthy intro APR on balance transfers, the 

 is a great choice for almost any consumer.

This card charges a fee for balance transfers

Enjoy 2% cash back and a lengthy balance transfer intro rate, all with no annual fee

One of the best flat-rate cash back offers available

Extra-long intro APR on balance transfers

No annual fee and $0 liability on unauthorized charges

Current Offer

, from our partner, is one of the most rewarding cash back credit cards with no annual fee. If offers unlimited cash back and comes with one of the longest 0% Intro APRs for balance transfers available.

Citibank

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.

Balance Transfers do not earn cash back. Intro APR does not apply to purchases.

If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Citi Double Cash® Card

One of the best flat-rate cash back offers available:

 Most credit cards that offer a flat cash back rate on every purchase either offer 1.5% or 1.0%. With the 

Extra-long intro APR on balance transfers:

 Most credit cards that offer 0% Intro APR on balance transfers (which not many do) only offer it for 6 to 12 months. With the 

No annual fee and $0 liability on unauthorized charges:

 offer comes with no annual fee and offers you peace of mind knowing that you will not be liable for any unauthorized charges that may occur, if any do, while your account is active.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Read our honest review of the Citi Double Cash® Card. Apply securely online at CompareCredit.com to start earning unlimited cash back!