Low Interest

Top Credit Cards

Balance Transfer

No rewards program or cash back on purchases:

 Since this card focuses primarily on helping you save money with lengthy low interest rates, you won't earn rewards on purchases.

Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum:

 Almost every card charges a balance transfer fee, but some offer a lower 3% fee.

Citi Test July 2024

Intro Balance Transfer APR

Intro Purchase APR

Regular APR

, from our partner Citibank, is a top pick for anyone looking to save money with a long intro APR on balance transfers. This card comes with an intro APR of 

. That lengthy intro period on balance transfers could potentially save you hundreds of dollars if you’re currently paying a high interest rate on another credit card.

 can come in handy if you need to make a big purchase and want to spread the payments out over a year with no interest. After the intro APRs, the ongoing interest rate will be 

While this card doesn’t come with a dedicated rewards program on purchases, cardholders will enjoy access to Citi Entertainment® which offers special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences, and more. And as you use this card to pay down your balances, you can monitor your FICO® Score online for free.

No rewards program or cash back on purchases

Low intro APR on balance transfers for 21 months

Pay no annual fee and enjoy free access to your FICO® Score online

Complimentary access to Citi Entertainment®

Current Offer

A top pick for people looking to save money on credit card interest, the 

 from our partner Citibank is a no annual fee card that offers one of the longest 0% Intro APRs available for balance transfers.

Citibank

0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.24% - 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater

Get free access to your FICO® Score online.

With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.

Citi® Diamond Preferred® Card

Save on interest with an intro APR of 0% for 21 months on Balance Transfers:

 Having almost two years of 0% interest, 

 APR thereafter, could potentially save you hundreds of dollars if you are transferring your balance from a high-interest credit card.

Pay no annual fee and enjoy free access to your FICO® Score online:

 Many of the top credit cards come with annual fees that cut into your savings – not here. Plus, you can easily track your FICO® Score online as your pay down your balance.

Complimentary access to Citi Entertainment®:

 Being a cardholder gets you special access to tickets for thousands of events including concerts, sporting events, and more.

Read our unbiased review of the Citi® Diamond Preferred® Card. Learn about rates, fees, and benefits before you apply for this card securely online at CompareCredit.com.