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Last fact checked: Sep. 7, 2026

Best Discover Credit Cards of September 2026

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Discover it^® Cash Back

4.5

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
Annual Fee$0
Credit Score NeededGood, Excellent
Card BrandDiscover

Select to apply online
Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount. No annual fee
Terms and conditions apply

Review additional details for Discover it^® Cash Back

Discover it^® Chrome

4.0

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 6 months and 0% intro on balance transfers for 18 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
Annual Fee$0
Credit Score NeededGood, Excellent
Card BrandDiscover

Select to apply online
Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable APR applies, based on credit worthiness
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply

Review additional details for Discover it^® Chrome

Discover it^® Miles

4.5

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover gives you an unlimited match of all the miles you’ve earned at the end of your first year
Rewards RateEarn unlimited 1.5x miles on every dollar of every purchase
Extra PerksEasily redeem miles as a statement credit for travel purchases.
Annual Fee$0
Credit Score NeededGood, Excellent
Card BrandDiscover

Select to apply online
0% intro APR for 15 months on purchases and balance transfers ; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable Purchase APR will apply
UNLIMITED BONUS: Unlimited mile-for-mile match for all new cardmembers. Discover gives you an unlimited match of all the miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a mile-for-mile match. You could turn 35,000 miles into 70,000 miles
Automatically earn unlimited 1.5x miles on every dollar of every purchase
No annual fee
Turn miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more. Redemption rates for these options may vary and are subject to change
Terms and conditions apply

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2026 Best of Awards Winner

2026 Best of Awards Winner

Discover it^® Student Cash Back

5.0

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card BrandDiscover

Select to apply online
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply

Review additional details for Discover it^® Student Cash Back

Discover it^® Student Chrome

4.0

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.
Intro APR0% intro on purchases for 6 months, then 16.49% - 25.49% (Variable) APR.
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card BrandDiscover

Select to apply online
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.49% - 25.49% applies
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply

Review additional details for Discover it^® Student Chrome

Discover it^® Cash Back for Good Credit

4.0

CompareCredit Score

on Capital One's secure site

Welcome OfferDiscover will automatically match all the cash back you’ve earned at the end of your first year
Rewards RateEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Extra PerksRedeem cash back for any amount and pay no annual fee.
Annual Fee$0
Credit Score NeededGood
Card BrandDiscover

Select to apply online
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem cash back for any amount
$0 annual fee
Terms and conditions apply

Review additional details for Discover it^® Cash Back for Good Credit