Discover it Miles Credit Card Review | CompareCredit

Discover it® Miles review

By Thomas Donaldson

Discover it® Miles

(146 reviews)

  • Earn unlimited 1.5x Miles for every dollar spent on all purchases
  • Discover will automatically match all the Miles you’ve earned at the end of your first year
  • No blackout dates – easily redeem Miles as a statement credit for travel purchases
  • $0
  • Good, Excellent
  • Discover
Product Details
  • Click "APPLY NOW" to apply online
  • UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

Our Expert Review

Why We Like It


Offer Rating

4.5/ 5

By Our Editorial Team

Key Benefit

Take your rewards to new heights with unlimited 1.5x Miles for every dollar spent

Editor

If you're looking for a no annual fee travel credit card that comes with a simple yet rewarding miles program, the Discover it® Miles might be the perfect fit for you. Unlike other travel cards which typically only give you bonus miles when you spend with a specific airline, this cards comes with a great rewards rate: Earn unlimited 1.5x Miles for every dollar spent on all purchases. That means whether you're spending on groceries, shopping, or simply paying bills, you'll be earning the same generous rewards rate and be getting closer to your next vacation.

What really makes this card stand out is that Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get. This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a sign up bonus. And on the flip side, the fact that the bonus miles are unlimited means that this card can be extremely rewarding if you're a big spender.

With the Discover it® Miles, redeeming your miles could not be easier. Instead of having to navigate the intricacies of airline and hotel loyalty programs, cardholders simply use the miles they've earned to pay for travel purchases like airlines, hotels, rental cars, and more. This means you never have to deal with blackout dates or award availability! In addition to all these wonderful travel perks, the Discover it® Miles card comes with an Intro Purchase APR of 0% for 14 months. After that the ongoing APR is 11.99% - 22.99% Variable.

Pros & Cons

Pros

  • Simplify your rewards: Earn unlimited 1.5x Miles for every dollar spent on all purchases
  • Discover will automatically match all the Miles you’ve earned at the end of your first year
  • No annual fee, no foreign transaction fees and award-winning customer service

Cons

  • There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
  • No ability to transfer miles to airline or hotel loyalty programs

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