Secured

SharedID

Welcome Offer

Rewards Rate

It's a real credit card – build a credit history with the three major credit bureaus

Extra Perks

If you are new to credit or trying to rebuild your credit score, a secured credit card is often a good place to start. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit in order to get approved. As you use your card to make purchases and pay them off on time, your credit score should go up. When it's time to close your secured card account, you will get your security deposit back in full as long as your balance has been paid off.

For anyone in the market for a secured credit card, the 

 is an excellent option. What really makes this card stand out among other secured cards is that it comes with a cash back rewards program. Earn 

It's rare to find a rewards program on a card for people who are new to credit or rebuilding credit, so if you're looking to earn cash back on purchases while you build credit, the 

 is a great option. This card also comes with no annual fee, no foreign transaction fees, and cardholders will enjoy 100% U.S. based customer service and a free Credit Scorecard with your FICO® Credit Score.

You have to put down a security deposit to receive your card, but that's normal for secured cards

There is a quarterly cap on the 2% cash back

Earn cash back with every purchase while you build your credit, all with no annual fee

One of the only cards offering cash back for people who are new to credit or rebuilding credit

No annual fee, no foreign transaction fees, and award-winning customer service

 offers a secure and reliable way to build or rebuild your credit while enjoying cash back rewards. With a 

 annual fee and the opportunity to graduate to an unsecured card, it's an excellent tool for those looking to establish a strong financial foundation. 

Discover

No credit score required to apply. No Annual Fee.

Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.

30 points or more—that’s how much you could increase your FICO Credit Score on average after just six months of responsible use.

Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Activate by mobile app for free.

Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.

Discover it® Secured Credit Card

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.

Earn unlimited 1% cash back on all other purchases. 

Get the Discover it® Secured Credit Card and start building your credit with responsible use. Apply securely online today! | CompareCredit