Surge Mastercard® Review

By Thomas Donaldson

Surge Mastercard®

(414 reviews)

Apply Now

on Celtic Bank's secure site

  • Boost your credit score with responsible use
  • A true credit card with no need to put down a security deposit
  • Use your card everywhere that Mastercard is accepted
  • See website for Details*
  • Poor/Fair/Good Credit
Product Details
  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

Our Expert Review

Why We Like It

Offer Rating

3.5/ 5

By Our Editorial Team

Key Benefit

See if you’re Pre-Qualified with no impact to your credit score – all credit types welcome!

Compare Credit logomarkEditor

The Surge Mastercard® is a solid option for consumers looking to re-build there credit and who don't want to put down a deposit for a secured credit card. This card requires no security deposit and cardholders can receive an initial credit line of up to $750. The Surge Mastercard® is a real credit card, not a pre-paid card, which means that it reports to the three major credit bureaus and can help you build your credit over time with responsible use.

One of the great things about this offer is that you can see if you're prequalified without initiating a hard inquiry on your credit report – this can be a valuable perk for consumers who are trying to re-build their credit. As a cardholder you'll also enjoy free access to your Vantage 3.0 score rom TransUnion when you sign up for e-statements.

Pros & Cons


  • Easy online pre-qualification
  • Free access to your credit score
  • No security deposit required for approval


  • No rewards program with this credit card
  • No intro APR on purchases or balance transfers

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