Blue Cash Preferred® Card from American Express Review

Blue Cash Preferred® Card from American Express Review

By Thomas Donaldson, February 18, 2021

The Blue Cash Preferred® Card from American Express is one of the best cash back credit card for purchases at U.S. supermarkets and streaming services. This card also offers 0% Intro APR, which is rare to find on a card this rewarding.

Blue Cash Preferred® Card from American Express

(209 reviews)

Current Offer
$300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
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on American Express' secure site

  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • $0 introductory annual fee for one year, then $95
  • Good, Excellent
  • AMEX
Product Details
  • Click "APPLY NOW" to apply online
  • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
  • $0 introductory annual fee for one year, then $95.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.

Top Rated For

    Our Expert Review

    Why We Like It


    Offer Rating

    4.5/ 5

    By Our Editorial Team

    Key Benefit

    Maximize your spending with a market-leading cash back rate in popular spending categories.

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    The Blue Cash Preferred® Card from American Express was specifically designed for consumers who spend a lot of money on groceries and gas purchases. Cardholders receive 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.

    By offering up to 6% cash back on a number of popular bonus categories, this card is an excellent option for anyone looking to maximize their cash back rewards. In addition to this, cardholders can kickstart your cash back earnings and earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

    There is a $0 introductory annual fee for one year, then $95 associated with this card, but that's pretty easy to justify when you consider all the cash back it offers. To top it off, there is an intro APR of 0% on purchases for 12 months . After the intro period, the ongoing interest rate is 13.99%-23.99% Variable.

    Pros & Cons

    Pros

    • Receive a generous welcome offer after meeting spending requirements
    • Earn up to 6% cash back in a number of popular spending categories
    • Enjoy a lengthy intro APR on purchase

    Cons

    • There is an annual cap on the amount of cash back you can earn in the 6% categories
    • No intro APR on balance transfers

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