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This No Annual Fee Card Offers 20,000 Bonus Miles and 0% Interest for 15 Months

As one of the few travel rewards cards available with no annual fee, the Capital One VentureOne Rewards Credit Card offers unparalleled flexibility, a solid rewards rate and 0% intro APR on purchases and balance transfers until 2027.

Updated on August 24, 2026
5.0
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on Capital One's secure site

Bottom Line:

  • Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening.
  • Earn 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
  • No Annual Fee. Enjoy all these benefits without any annual fee.
  • No Foreign Transaction Fees. Make purchases abroad without additional charges.

on Capital One's secure site

Interested and want to find out if you're approved?

Why We Rate This a Top Travel Rewards Card

Sometimes you simply don't want to pay any more fees on your credit card. The Capital One VentureOne Rewards Credit Card gives cardholders a reprieve from high fees with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies. Cardholders earn 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Whether you're spending on groceries or online shopping, you'll earn a generous rewards rate plus a $0 annual fee and lucrative travel rewards program.

You also earn a bonus of 20,000 Miles once you spend $500 on purchases within 3 months from account opening! Where the Capital One VentureOne Rewards Credit Card really stands out is how you can redeem your miles. This card offers unparalleled flexibility by allowing you to simply redeem miles as a statement credit towards travel purchases – that means any airline, any hotel, and even purchases like rental cars or vacation packages are typically included.

Who Should Get This Card

This card is ideal for individuals who want to earn travel rewards without paying an annual fee. It's particularly beneficial for those who frequently book hotels and rental cars through Capital One Travel, as the elevated rewards in these categories can significantly boost mileage accumulation. Additionally, the 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months (18.49% - 28.49% (Variable) APR thereafter; Balance transfer fee applies) makes it appealing for those planning larger purchases or looking to consolidate existing balances.

Can You Find a Better Travel Rewards Card?

While some cards offer higher rewards rates or additional perks, they often come with annual fees. The Capital One VentureOne Rewards Credit Card strikes a balance by providing valuable travel rewards and flexibility without any annual fee. Its simple earning structure and redemption options make it a strong contender for those seeking a cost-effective travel rewards card.

Recommended Credit Score

A good to excellent credit score (670-850) is recommended to increase your likelihood of being approved. However, some people might qualify with lower scores, and approval isn't guaranteed even with a high credit score.

Don’t Miss Out


Start earning unlimited miles on every purchase and take advantage of the generous introductory bonus after meeting the spend requirement. Apply now to enjoy the flexibility and value that the Capital One VentureOne Rewards Credit Card offers, and embark on your next adventure with confidence.

on Capital One's secure site