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Best Gas Credit Cards of 2026


Most of us are feeling the pain at the pump these days. Besides going electric, the best option to reduce some of that pain is by using one of the credit cards below.

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on Capital One's secure site

Benefits at the Gas Station: Up to 5% Cash Back in rotating categories, which typically include gas stations.

The Discover it® Cash Back card offers 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. While the categories do rotate, dating back to 2014, gas stations have been among the 5% cash back categories.

New cardholders can enjoy an Unlimited Cashback Match™ — Discover will automatically match all the cash back you’ve earned at the end of your first year! You could turn $150 cash back into $300. Add unlimited cash back opportunities to an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months (17.49% - 26.49% (Variable) APR after that) with a $0 annual fee and you'll see why people choose this card. Balance transfer fee applies.

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on Chase's secure site

Benefits at the Gas Station: Unlimited Cash Rewards

Simplify your financial life with the Chase Freedom Unlimited® credit card and earn a stellar cash back rate: Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Plus, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

True to its name, the Chase Freedom Unlimited® card also offers cardholders freedom from high interest rates with an attractive offer of 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, 18.24% - 27.74% Variable thereafter. There is also no annual fee for this card.

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on Bank of America's secure site

With the Bank of America® Travel Rewards credit card, you can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – worth a $250 statement credit toward travel purchases. Plus, earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel.

This card gives you flexibility to redeem points for statement credits to pay for flights, hotels, vacation packages, cruises, and more. And on top of having no annual fee, there are no foreign transaction fees.

Finally, enjoy 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. The ongoing APR is 17.49% - 27.49% Variable APR on purchases and balance transfers, and a fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

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on Wells Fargo's secure site

Benefits at the Gas Station: Earn unlimited 2% cash rewards on purchases.

The Wells Fargo Active Cash® Card is a revolutionary credit card that offers consumers one of the highest flat-rate cash back offers we've seen with unlimited 2% cash rewards on purchases — there are no caps, no restrictions, and no rotating categories to keep track of! Earn unlimited 2% cash rewards on purchases including the gas station.

Even with that impressive rewards rate on spending, this card offers a stellar sign up bonus: Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months. And it doesn't end there! Cardholders will also enjoy 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. That means you'll have a year to take a break from high interest rates. After the intro period is up, the ongoing APR is 18.49%, 24.49%, or 28.49% Variable APR.

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on Citibank's secure site

The Citi Strata Card, from our partner Citibank, offers new cardholders 20,000 bonus Points after spending $1,000 in the first 3 months of account opening—a $200 value that’s extremely rare for a $0 annual fee card. It also turns daily spending into serious rewards with elevated earn rates: earn 5x Points on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; 3x Points at Supermarkets; 3x Points on Select Transit purchases and Gas & EV Charging Stations; 3x Points in an eligible Self-Select Category of your choice; 2x Points at Restaurants; and 1x Point on all other purchases.

Plus, enjoy breathing room on interest with an intro APR of 0% for 15 months on Purchases and balance transfers, 18.49% - 28.49% (Variable) thereafter. With the Citi Strata Card, you can enjoy all of these perks with no annual fee, making it a top credit card pick.

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on American Express' secure site

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Benefits at the Gas Station: 3% cash back at eligible U.S. gas stations.

The Blue Cash Preferred® Card from American Express full rewards rate is even more lucrative: 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. Additionally, apply and find out your welcome offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.

This card from our partner, American Express, comes with a $0 intro annual fee for the first year, then $95.

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on Wells Fargo's secure site

Benefits at the Gas Station: Earn unlimited 3X points on gas stations

The no annual fee Wells Fargo Autograph® Card is a top choice for gas station rewards thanks to its powerful earning rate on spending. Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.

On top of all those points, this card offers one of the best bonuses available among no annual fee cards: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. There is even an attractive 0% intro APR for 12 months from account opening on purchases, followed by 18.49%, 24.49%, or 28.49% Variable APR.

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on Capital One's secure site

Benefits at the Gas Station: Unlimited 1.5% Cash Back on every purchase, every day.

The Capital One Quicksilver Cash Rewards Credit Card makes earning unlimited cash back on gas easy, plus it offers a big upfront bonus: Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening. This card can also help you avoid high interest rates with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies.

We love this card because it takes the hassle out of earning cash back on gas— there are no rotating categories or sign-ups needed to earn cash rewards. Plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. With the long Intro APR rate and the cash back rewards on purchases, this card might be the perfect fit to help you save big. And to top it off, there is a $0 annual fee.

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on Citibank's secure site

Benefits at the Gas Station: Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter with the Costco Anywhere Visa® Card by Citi, our partner.

You need to be a Costco member to be approved. Pay no annual fee and no foreign transaction fees. Earn 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases.

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