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Last-Minute Getaway? The Right Card Gets You There for Less.

Last-Minute Getaway? The Right Card Gets You There for Less.

The Bank of America® Travel Rewards credit card offers a rare combination of bigtime travel reward potential and 15 billing cycles of low interest.

Updated on August 24, 2026

on Bank of America's secure site

Bottom Line:

  • 25,000 Bonus Points Offer

    25,000 Bonus Points Offer

    Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening.

  • Unlimited 1.5x Points

    Unlimited 1.5x Points

    Earn 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel.

  • Enjoy Low Intro APR

    Enjoy Low Intro APR

    0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

  • No Annual Fee

    No Annual Fee

    Save more with zero annual or upfront fees.

Why We Rate This a Top Travel Card

This card is designed to fuel your journeys with incredible value. Enjoy a 0% Intro APR for 15 billing cycles for purchases and on balance transfers made within the first 60 days. After that, an APR of 17.49% - 27.49% Variable APR on purchases and balance transfers applies, with a balance transfer fee of 3% for 60 days from account opening, then 5%. By saving on interest, you can spend more on experiences that actually matter – like your next trip.

Even better, every purchase gets you closer to your next getaway. You’ll earn 1.5x points per $1 spent – on everything. No need to chase rotating categories or remember special merchants. Every booking, every meal, every ride earns rewards that can take you further.

It’s more than just a travel card – it’s your ticket to making spontaneous travel both rewarding and affordable.

More than just a Travel card

So many low interest cards offer skimpy bonuses or end up charging annual fees for the privilege of all the time they’re offering. But this card has so much more than its enticing low interest intro offer. How about earning 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening? It’s the kind of bonus that almost always comes with a higher spending threshold, but you can cash in after just $1,000 in purchases – an easy feat these days, especially when booking a last-minute getaway. Those points can be used to wipe away travel and dining purchases from statements, worth a total of $250. It's a big win bonus that you can collect so much faster than with other rewards cards.

Can you do any better with a Low Interest + Travel Rewards Card?

Since you stand to cash in with a whopping $250 statement credit after minimal spending, take advantage of low interest on balance transfers and purchases until nearly 2027, and can do it all with absolutely no annual fee, we really doubt it.

This card makes just about every operation you want from a credit card even easier than expected. Earning 1.5x points per $1 spent means nothing to schedule, swap, or plan when you make a purchase. Saving on interest means more than a year without paying down debt. And 25,000 Online Bonus Points to welcome new cardmembers is the icing on the cake.

Recommended Credit Score

This card is designed for consumers with Excellent, Good credit, so we suggest having a FICO® Score of 670 or higher to increase your likelihood of being approved. However, some people might qualify with lower scores, and approval is not guaranteed even with a high credit score.

Who Should Get This Card


  • The Bank of America® Travel Rewards credit card is a great fit for most people. It’s a tough-to-find combo – a bonus worth $250, unlimited 1.5x points per $1 spent, and 0% Intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days (17.49% - 27.49% Variable APR on purchases and balance transfers thereafter)!
  • It’s also a good fit for those who want the added confidence of not having to worry about blackout dates and restrictions when booking your trip.
  • If you are seeking relief from high interest rates, love earning rewards, and have Excellent, Good credit, this card’s for you.