Spend $500.Earn a $200 Bonus.
in your first 3 months from account opening
That's it.
- 0% Intro APR on Balance Transfers for 15 months
- No Annual Fee
on Chase's secure site
0% Intro APR
0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.49% - 27.99% Variable
No Annual fee
Why we rate this a top card?
Because you can earn $200 — and get over a year with no interest.
The Chase Freedom Unlimited® card offers an easy $200 bonus, and gives you a long 0% intro APR period—so you can pay down balances or make purchases without interest adding up for over a year.
Key Benefits
0% Intro APR for Over a Year
Enjoy over a year of 0% intro APR to pay down balances or finance purchases without interest.
$200 Bonus With $500 Spend
Earn a $200 bonus after spending just $500 in your first 3 months—one of the easiest bonuses to unlock.
Unlimited Cash Back on Everything
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Top cards are built on perks—and this one is in a class of its own. You earn on everything—with no annual fee. The Chase Freedom Unlimited® card gives you unlimited 1.5% cash back on every purchase, all with a $0 annual fee—making it an easy, everyday card that keeps delivering.
Recommended Credit Score
- Poor
- Fair
- Good
- Excellent