How does $200 cash back sound? Probably way too good to be true, right?
Wrong!
There are many options for no-annual-fee Cash Back Cards that come with welcome offers that give you the chance to earn $200 in bonus cash back.
The best part? Some of these $200 sign-up bonuses are the easiest to achieve that I’ve seen in years. Once you get your card, all you have to do is make $500-$1,000 in purchases within 3 months of your account opening. That’s it!
If you plan on spending $500 to $1,000 in the next 3 months anyway, you might as well get a $200 bonus for doing it!
Some of the cards below offer a $200 bonus after only $500 in spending – that's like earning 40% cash back on the first $500 you spend! Plus, this doesn’t even take into account the regular cash back you can earn on your way to meeting the $500 spend threshold.
Check out the cash back rates for each of these cards below and consider applying for the one that offers the best rewards for your spending habits.
Now, go and get your $200 bonus!
on Bank of America's secure site
The Bank of America® Unlimited Cash Rewards credit card is so much more than a cash back card. With a 0% Intro APR for 15 billing cycles for purchases, and any balance transfers made within the first 60 days, this is also a top-tier offer for escaping high interest rates on your current credit card. The ongoing APR is 17.49% - 27.49% Variable APR on purchases and balance transfers. A balance transfer fee of 3% for 60 days from account opening, then 5% applies.
As far as rewards, you can expect exactly what the name suggests - a lucrative 1.5% cash back on all purchases, with no limits whatsoever. Plus, you'll enjoy a $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. There's also no annual fee!
on Bank of America's secure site
Enjoy a low intro rate with the Bank of America® Customized Cash Rewards credit card while you earn cash back for the things you buy most. This card offers 0% Intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers after that. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
On top of the low intro rate, cardholders earn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. To top it off, this no annual fee card also allows new cardholders a chance to earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
on Capital One's secure site
Earning cash back is easy with this card thanks to unlimited 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, there's a big upfront bonus: Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening. We love this $0 annual fee card because there are no rotating categories or sign-ups needed to earn cash rewards.
Your cash back won't expire for the life of the account and there's no limit to how much you can earn. Plus, this card can also help you avoid high interest rates with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies.

