Best ‎MasterCard Credit Cards | CompareCredit

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Last fact checked: Aug. 23, 2026

Best MasterCard Credit Cards of August 2026

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2026 Best of Awards Winner

Citi^® Diamond Preferred^® Card

5.0

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on Citibank's secure site

Intro Balance Transfer APR0% for 21 months on Balance Transfers
Intro Purchase APR0% for 12 months on Purchases
Regular APR16.49% - 27.24% (Variable) APR
Annual Fee$0
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi^® Flex Pay.
Get free access to your FICO^® Score online.

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Chase Freedom Flex^®

4.5

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on Chase's secure site

Welcome OfferEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
Rewards RateEarn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel^℠, 3% on dining and drugstores, and 1% on all other purchases.
Intro APR0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable.
Annual Fee$0
Credit Score NeededExcellent/Good
Card Brand

Select to apply online
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Travel^℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex^® card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
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Capital One Quicksilver Cash Rewards Credit Card

4.5

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on Capital One's secure site

Welcome OfferEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Intro APR0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
Annual Fee$0
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
Top rated mobile app

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Synchrony Premier World Mastercard^®

3.5

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on Synchrony's secure site

Extra PerksNo annual fee^ and $0 fraud liability
Rewards Rate2% cash back* on every purchase
Regular APR17.49% - 33.24% Variable APR as of January 1, 2026 on purchases and balance transfers
Annual Fee$0
Credit Score NeededGood Credit
Card Brand

Select to apply online
2% cash back* on every purchase--no categories, tiers, or limits--no kidding.
No annual fee^
Zero Liability Protection
Secure online and mobile app account access
Get more out of every day purchases -- earn 2% cash back with the Synchrony Premier World Mastercard^®. No complicated math or rewards categories to remember.
Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
*CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Terms for details.
^NO ANNUAL FEE: New Accounts as of January 1, 2026: Variable Purchase APR 17.49%, 26.49%, or 33.24%. Variable Balance Transfer APR 17.49%, 26.49% or 33.24% and 4% Fee ($10 min). Variable Cash APR 20.49%, 29.49% or 36.24% and 5% Fee ($10 min). Variable Penalty APR 27.49%, 36.49%, or 39.99%. Minimum Interest Charge is $2. Foreign Transaction Fee is 3%.

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Capital One Venture Rewards Credit Card

5.0

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on Capital One's secure site

Current OfferEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Rewards Rate2 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksReceive up to a $120 credit for Global Entry or TSA PreCheck^®
Annual Fee$95
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck^®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs
Top rated mobile app

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Capital One Savor Cash Rewards Credit Card

5.0

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on Capital One's secure site

Welcome OfferEarn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
Rewards Rate3% Cash Back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
Intro APR0% intro on purchases for 12 months and 0% intro on balance transfers for 12 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
Annual Fee$0
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$0 annual fee and no foreign transaction fees
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
Top rated mobile app

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Surge^® Platinum Mastercard^®

2.5

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on Celtic Bank's secure site

Build Your CreditBoost your credit score with responsible use
No Security Deposit RequiredA true credit card with no need to put down a security deposit
Mastercard BenefitsUse your card everywhere that Mastercard is accepted
Annual Fee$75 - $125
Credit Score NeededSee website for Details*
Card Brand

Select to apply online
Up to $1,000 Initial Credit Limit
See if you Pre-Qualify with No Impact to your Credit Score
Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
Unsecured credit card requires No Security Deposit
Perfect card for everyday purchases and unexpected expenses
Monthly reporting to the three major credit bureaus
Use your card everywhere Mastercard is accepted at millions of locations
Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.

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Capital One Platinum Credit Card

4.0

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on Capital One's secure site

Boost Your CreditReports to the credit bureaus and builds your credit when used responsibly
Fewer FeesPay no annual fee and no foreign transaction fees
Mastercard AcceptanceUse your card wherever Mastercard is accepted
Annual Fee$0
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
No annual or hidden fees. See if you're approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Top rated mobile app

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Capital One Quicksilver Secured Cash Rewards Credit Card

5.0

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on Capital One's secure site

Boost Your CreditReports to the credit bureaus and builds your credit score when used responsibly
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksPay no annual fee and no foreign transaction fees
Annual Fee$0
Credit Score NeededPoor / Limited / New to Credit
Card Brand

Select to apply online
No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
Put down a refundable $200 security deposit to get at least a $200 initial credit line
Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Top rated mobile app

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Capital One QuicksilverOne Cash Rewards Credit Card

4.5

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on Capital One's secure site

Mastercard AcceptanceUse your card wherever Mastercard is accepted
Rewards Rate1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
Extra PerksHelpful credit management tools and no foreign transaction fees
Annual Fee$39
Credit Score NeededAverage, Fair, Limited
Card Brand

Select to apply online
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Top rated mobile app

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Citi Strata Premier^® Card

5.0

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on Citibank's secure site

Welcome OfferEarn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Rewards Rate10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. 3x -- Earn 3 Points per $1 spent on Restaurants. 3x -- Earn 3 Points per $1 spent on Supermarkets. 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations. 1x -- Earn 1 Point per $1 spent on All Other Purchases.
Extra PerksTravel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
Annual Fee$95
Credit Score NeededExcellent, Good
Card Brand

Select to apply online
Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

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