Best Credit Cards for Poor Credit | CompareCredit.com

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Best Credit Cards for Poor Credit

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Secured Mastercard® from Capital One

(168 reviews)

  • Pay no annual fee and no foreign transaction fees
  • Reports to the credit bureaus and builds your credit score when used responsibly
  • Use your card wherever Mastercard is accepted
  • $0
  • Limited, Bad
Product Details
  • Click "APPLY NOW" to apply online
  • No annual fee
  • Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
  • Accepted at millions of locations worldwide
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • We will monitor your account, and as you use it responsibly by doing things like making on-time payments, you may be able to earn back your deposit as a statement credit
  • Easily manage your account 24/7 with online access, by phone or using our mobile app

Petal® 1 "No Annual Fee" Visa® Credit Card

(506 reviews)

  • Earn between 2% and 10% cash back from select merchants
  • Pay no annual fee and no foreign transaction fees
  • Easily see if you're pre-approved within minutes without impacting your credit score
  • $0
  • Fair/Bad/Limited/No Credit
Product Details
  • Click "APPLY NOW" to apply online
  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500 - $5,000 credit limits
  • Variable APRs 19.99 - 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Surge Mastercard®

(410 reviews)

  • Boost your credit score with responsible use
  • A true credit card with no need to put down a security deposit
  • Use your card everywhere that Mastercard is accepted
  • See website for Details*
  • Poor/Fair/Good Credit
Product Details
  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

See additional details for Surge Mastercard®