Best Credit Cards of September 2026 for Excellent Credit
These are the best products for you based on your credit.
Last fact checked: Sep. 22, 2026
Best Credit Cards of September 2026 for Excellent Credit
Products from our Partners.
Capital One VentureOne Rewards Credit Card
on Capital One's secure site
- Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening
- 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 18.49% - 28.49% (Variable). Balance transfer fee applies
- $0
- Excellent, Good
Wells Fargo Reflect® Card
on Wells Fargo's secure site
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
- 17.74%, 24.24%, or 28.49% Variable APR on purchases and qualifying balance transfers
- $0 annual fee and up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- $0
- Excellent/Good
Bank of America® Unlimited Cash Rewards credit card
on Bank of America's secure site
- Earn a $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 1.5% cash back on all purchases
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent/Good
Discover it® Cash Back
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
- $0
- Good, Excellent
Discover
Wells Fargo Active Cash® Card
on Wells Fargo's secure site
- Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.74%, 24.74%, or 28.74% Variable APR thereafter
- $0
- Excellent/Good
Bank of America® Customized Cash Rewards credit card
on Bank of America's secure site
- Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Wells Fargo Autograph® Card
on Wells Fargo's secure site
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
- Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
- 0% intro APR for 12 months from account opening on purchases, 18.74%, 24.74%, or 28.74% Variable APR thereafter
- $0
- Excellent, Good
Terms Apply
Blue Cash Preferred® Card from American Express
on American Express' secure site
Terms Apply
- You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- 0% on purchases for 12 months and 0% on balance transfers for 12 months. 19.74%-28.74% Variable thereafter.
- $0 intro annual fee for the first year, then $95
- Good, Excellent
AMEX
Capital One Quicksilver Cash Rewards Credit Card
on Capital One's secure site
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
- 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
- $0
- Excellent, Good
Limited Time Offer
Capital One Venture Rewards Credit Card
on Capital One's secure site
- Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
- 2 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- $95
- Excellent, Good
Capital One Savor Cash Rewards Credit Card
on Capital One's secure site
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
- 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, and 1% Cash Back on all other purchases
- 0% intro on purchases for 12 months and 0% intro on balance transfers for 12 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
- $0
- Excellent, Good
Terms Apply
American Express® Gold Card
on American Express' secure site
Terms Apply
- You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
- No foreign transaction fees
- $325
- Good, Excellent
AMEX
Synchrony Premier World Mastercard®
on Synchrony's secure site
- No annual fee^ and $0 fraud liability
- 2% cash back* on every purchase
- 20.49% - 33.24% Variable APR as of August 28, 2026 on purchases and balance transfers
- $0
- Good Credit
Atmos™ Rewards Ascent Visa Signature® credit card
on Bank of America's secure site
- Earn 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1,500 or more on purchases within the first 90 days of opening your account.
- Unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases, and unlimited 1 point per $1 spent on all other purchases
- Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
- $95
- Excellent/Good
Atmos™ Rewards Summit Visa Infinite® credit card
on Bank of America's secure site
- Earn 70,000 bonus points and a 25,000-point Global Companion Award with this offer. To qualify, spend $3,000 or more on purchases within the first 90 days of opening your account.
- Unlimited 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases and unlimited 1 point for every $1 spent on all other purchases
- Save up to $90 per person round-trip with a free checked bag and preferred boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
- $395
- Excellent/Good

