Credit Quality: Excellent

Cash Back

Low Interest

Top Credit Cards

Balance Transfer

Sign Up Bonus

Rewards Rate

Intro APR

This powerful card from our partner Citi offers one of the simplest, and most rewarding cash back programs. Instead of earning bonus rewards in a pre-selected spending category, the 

That means the cash back program automatically changes along with your spending, so you can rest easy knowing you're always earning a stellar rewards rate. There is also a generous sign up bonus for new cardmembers: 

There is no annual fee with this card and you'll also enjoy a lengthy intro period with no interest – 

 on purchases and balance transfers. That lengthy intro period can provide the breathing room you need if you have a balance to transfer from another credit card, or if you want to make a big purchase and spread your payments out over time.

There is a cap on the 5% cash back rewards

Earn custom cash rewards, automatically, with up to 5% cash back in your top spending category

Simple, but lucrative cash back program with up to 5% rewards

Long intro APR period on purchases and balance transfers

Extra Perks

Intro Balance Transfer APR

Current Offer

With 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, the 

 takes the headache out of earning cash back by automatically giving you more rewards for the things you buy most.

Citibank

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

Citi will only issue one Citi Custom Cash® Card account per person.

Citi Custom Cash® Card

Get the Citi Custom Cash® Card and start earning cash back with every purchase! | CompareCredit.com