Best Low Interest Travel Credit Cards of September 2026
These are the best products for you based on your credit.
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Best Low Interest Travel Credit Cards of September 2026
Products from our Partners.
Capital One VentureOne Rewards Credit Card
on Capital One's secure site
- Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening
- 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 18.49% - 28.49% (Variable). Balance transfer fee applies
- $0
- Excellent, Good
Chase Freedom Unlimited®
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
- $0
- Excellent/Good
Citi Strata℠ Card
on Citibank's secure site
- Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations. Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- $0
- Excellent, Good
Bank of America® Travel Rewards credit card
on Bank of America's secure site
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Wells Fargo Autograph® Card
on Wells Fargo's secure site
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
- Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
- 0% intro APR for 12 months from account opening on purchases, 18.74%, 24.74%, or 28.74% Variable APR thereafter
- $0
- Excellent, Good
Best Low Interest Credit Cards for Travel
Using a travel credit card is an excellent way to turn your everyday purchases into points or miles towards your next vacation. In the past, travel credit cards were typically only associated with one airline or hotel, but in recent years there has been an explosion in the travel credit card space resulting in more options for consumers to choose from. In order to select the best travel credit card for you, it’s important to understand all the pros and cons each card might offer. You will also want to consider your priorities and preferences for a travel credit card. How frequently do you travel? What do you spend the most money on? Are you willing to pay an annual fee to receive more perks and rewards? Questions like these will help you zero in on the best travel credit card for you. Let’s look at a few different type of travel credit cards.
Co-branded Travel Credit Cards
These are your traditional travel credit cards that are associated with one specific brand, typically an airline or a hotel. With co-branded travel cards, you usually earn miles or points that are specific to the rewards program for that brand. Where co-branded credit cards can shine is with added perks and benefits – airline credit cards might offer cardholders complimentary priority boarding or a free checked bag, and hotel credit cards might offer cardholders a fast-track to elite status with that hotel. If you find that you are already loyal to one specific brand, then carrying the co-branded travel credit card for that airline or hotel can be an easy way to enjoy added perks like these. The downside of co-branded credit cards is that there isn’t much flexibility with the rewards. For example, if you have an American Airlines credit card, you only earn miles with American Airlines, so if you never fly American, then that won’t be a good fit.
Travel Statement Credit Cards and Transferable Points
If you’re looking for more flexibility with your Travel Rewards Card, consider a card that offers Travel Statement Credits or Transferable Points. Rather than being associated with one specific airlines or hotel, these cards let you redeem your points in a variety of ways. The most straightforward method is with Travel Statement Credits. Accumulate rewards over time as you use your card for everyday purchases, and then when you want to redeem simply purchase your flights or hotel reservation with your credit card and redeem your rewards as a statement credit towards your travel purchase after the fact. It doesn’t get much simpler than that! Typically, 1 point is worth 1 cent. So if you have 50,000 points built up, that’s worth $500 in travel.
Some cards also give you the option to transfer your points to various loyalty programs with airlines or hotels. While this approach adds a little more complexity, it’s always good to have multiple options for how to redeem your rewards. If you are a savvy traveler who is willing to put in a little extra research in order to get more bang for your buck, then transferring points to travel partners could be right up your alley.
Other Things to Consider with Travel Credit Cards
When it comes to Travel Rewards credit cards, there are a few key things to keep in mind. One is that the interest rates for carrying a balance are usually higher for travel cards, so these cards are best suited for consumers who always pay their balance off in full each month. Another thing to consider is the annual fee – annual fees can range from $0 up to $550 or higher. Cards that charge annual fees will offer more rewards and perks, but it’s important to carefully consider if you will sufficiently utilize the benefits to justify paying the annual fee.
The cards above are some of the top offers available today for Travel Credit Cards. Pick the card that is best for you and apply securely online to start earning valuable travel rewards!
