Pay 0% Interest Until 2028

With one of the longest intro APRs available, the Citi^® Diamond Preferred^® Card is a top choice for anyone looking to save money with a balance transfer. This market-leading offer, from our partner Citibank, comes with 0% for 12 months on Purchases and a dazzling 0% for 21 months on Balance Transfers, 16.49% - 27.24% (Variable) APR thereafter. That's almost two years to pay down your balance totally interest free. Did we mention there's no annual fee?

Put your Excellent, Good credit to work and enjoy the breathing room offered by this lengthy intro APR. If you currently have a large balance on a credit card that is charging steep interest rates, the Citi^® Diamond Preferred^® Card could be the perfect card to help you finally escape those huge interest charges. Apply today and enjoy a lengthy intro APR of 0% for 21 months on Balance Transfers!

If you’re after a travel rewards card with no annual fee, flexible redemption options, and solid everyday earning potential, the Capital One VentureOne Rewards Credit Card checks all the boxes. You'll earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening. Cardholders enjoy a rewards rate of 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.

This card shines in its redemption flexibility, allowing you to simply redeem Miles as a statement credit towards travel purchases – any airline, any hotel, and even purchases like rental cars or vacation packages are typically included.

In addition to its standout perks, this card gives cardholders a reprieve from high fees with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies.

This showstopping offer from Wells Fargo is at the top of the pack when it comes to low interest rates on qualifying balance transfers and purchases. New cardholders receive a whopping 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. That's right – the Wells Fargo Reflect^® Card offers nearly two years of interest-free payments on qualifying balance transfers and purchases! The ongoing rate is 17.49%, 23.99%, or 28.24% Variable APR.

That ultra-long intro period could be a lifesaver if you're paying a high interest rate on your current credit card. Even with such a generous low interest offer, the Wells Fargo Reflect^® Card has no annual fee, and cardholders will enjoy the added perk of up to $600 of cell phone protection against damage or theft - subject to a $25 deductible.

True to its name, the Chase Freedom Unlimited^® credit card offers cardholders freedom from high interest rates with an attractive offer of 0% Intro APR on Balance Transfers for 15 months and 0% Intro APR on Purchases for 15 months, 18.24% - 27.74% Variable thereafter. There is no annual fee for this card.

Simplify your financial life with the Chase Freedom Unlimited^® card and earn a stellar cash back rate: Enjoy 5% cash back on travel purchased through Chase Travel^℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Plus, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

If you’re looking to press pause on interest while you pay down existing debt, the Chase Freedom Flex^® card is a standout among no-annual-fee cards. New cardholders get a 0% Intro APR on Balance Transfers for 15 months and 0% Intro APR on Purchases for 15 months (18.24% - 27.74% Variable APR thereafter). That gives you a meaningful window to make progress on your balance without watching interest pile up.

You won’t sacrifice everyday value, either. Chase Freedom Flex^® also delivers strong rewards for a $0 annual fee: earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel^℠, 3% on dining and drugstores, and 1% on all other purchases. Pair the long intro APR with those ongoing earnings and you’ve got a flexible tool to both reduce interest and rack up cash back along the way.

With the Bank of America^® Travel Rewards credit card, you can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – worth a $250 statement credit toward travel purchases. Plus, earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel.

This card gives you flexibility to redeem points for statement credits to pay for flights, hotels, vacation packages, cruises, and more. And on top of having no annual fee, there are no foreign transaction fees.

Finally, enjoy 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. The ongoing APR is 17.49% - 27.49% Variable APR on purchases and balance transfers, and a fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

The Citi Strata^℠ Card, from our partner Citibank, offers new cardholders 20,000 bonus Points after spending $1,000 in the first 3 months of account opening—a $200 value that’s extremely rare for a $0 annual fee card. It also turns daily spending into serious rewards with elevated earn rates: earn 5x Points on Hotels, Car Rentals and Attractions booked on Citi Travel^® via cititravel.com; 3x Points at Supermarkets; 3x Points on Select Transit purchases and Gas & EV Charging Stations; 3x Points in an eligible Self-Select Category of your choice; 2x Points at Restaurants; and 1x Point on all other purchases.

Plus, enjoy breathing room on interest with an intro APR of 0% for 15 months on Purchases and balance transfers, 18.49% - 28.49% (Variable) thereafter. With the Citi Strata^℠ Card, you can enjoy all of these perks with no annual fee, making it a top credit card pick.

Unlimited cash back and a low Intro APR on balance transfers? Must be the Citi Double Cash^® Card from our partner Citibank. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

Cardholders also earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There are no complex rewards – you simply earn a flat 2% no matter what you're buying.

The Citi Double Cash^® Card is the only card that lets you earn cash back twice while also offering an Intro APR of 0% for 18 months on Balance Transfers, 18.24% - 28.49% (Variable) APR thereafter. With no annual fee, it's an excellent choice to pause interest for nearly two years while earning cash back at one of the highest earning rates available.

With the Blue Cash Preferred^® Card from American Express, our partner, you can apply and find out your welcome offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.

It also offers 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

As if that weren't enough, the Blue Cash Preferred^® Card from American Express comes with a generous low Intro APR: 0% on purchases for 12 months and 0% on balance transfers for 12 months from the date of account opening, 19.49%-28.49% Variable APR thereafter.

Enjoy a low intro rate with the Bank of America^® Customized Cash Rewards credit card while you earn cash back for the things you buy most. This card offers 0% Intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers after that. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

On top of the low intro rate, cardholders earn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. To top it off, this no annual fee card also allows new cardholders a chance to earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Maximize cash back rewards with the TD Cash Credit Card! This no annual fee card offers customizable rewards in high-earning categories. Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other eligible purchases. Categories include dining, entertainment, gas, groceries, and travel, but will default to 3% back on dining and 2% at grocery stores. Additionally, enjoy $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.

The TD Cash Credit Card also offers a 0% introductory APR on purchases for 12 billing cycles after account opening and on balance transfers for 15 billing cycles after account opening. After that, 18.49% - 28.49% variable APR based on your creditworthiness. Balance transfers must be completed within the first 90 days of account opening.

The Blue Cash Everyday^® Card from American Express, our partner, offers a healthy intro APR of 0% on balance transfers for 15 months and 0% on purchases for 15 months, with a 19.49%-28.49% Variable APR thereafter. This card also offers 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

New cardholders: Apply and find out your welcome offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. It's easy to see how the Blue Cash Everyday^® Card from American Express is a great card for people looking for a $0 annual fee "gas and grocery" card that also saves you money on interest.

This balance transfer card is designed to help you save money by avoiding high interest rates. The TD FlexPay Credit Card offers a 0% introductory APR* on balance transfers for the first 18 billing cycles, for balance transfers made within the first 90 days of account opening. After that, 17.49% - 27.49% variable APR based on your creditworthiness. It’s an ideal option for those looking to pay down existing debt and avoid accumulating additional interest for well over a year.

To top it off, cardholders pay no annual fee and enjoy all the flexibility and benefits of carrying a Visa credit card. Those benefits include emergency card replacement, roadside assistance, and cell phone protection when you pay your monthly mobile bill with your card. Terms apply.