Best No Foreign Fee Credit Cards of September 2026

If you’re after a travel rewards card with no annual fee, flexible redemption options, and solid everyday earning potential, the Capital One VentureOne Rewards Credit Card checks all the boxes. You'll earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening. Cardholders enjoy a rewards rate of 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.

This card shines in its redemption flexibility, allowing you to simply redeem Miles as a statement credit towards travel purchases – any airline, any hotel, and even purchases like rental cars or vacation packages are typically included.

In addition to its standout perks, this card gives cardholders a reprieve from high fees with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies.

With the Bank of America^® Travel Rewards credit card, you can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – worth a $250 statement credit toward travel purchases. Plus, earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel.

This card gives you flexibility to redeem points for statement credits to pay for flights, hotels, vacation packages, cruises, and more. And on top of having no annual fee, there are no foreign transaction fees.

Finally, enjoy 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. The ongoing APR is 17.49% - 27.49% Variable APR on purchases and balance transfers, and a fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.

Enjoy a popular rewards program tailored to your everyday spending: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

This card stands out with a unique welcome offer: Discover will automatically match all the cash back you’ve earned at the end of your first year. The cash back match is perfect for people who don't want to have to spend a certain amount during the first 3 months to earn a welcome offer. And with no limit to how much is matched, this card can be extremely rewarding for big spenders! Additionally, cardholders can benefit from the APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.

The Chase Sapphire Preferred^® Card is a popular travel rewards card with a flexible rewards program and multiple perks! This consumer favorite boasts a big sign up bonus: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. The ongoing rewards rate is a generous 5x on travel purchased through Chase Travel^℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and 3x online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.

While this card does have a $95 annual fee, the Chase Sapphire Preferred^® Card makes up for it with its flexibility in redeeming the points you earn – plus you can earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel. You can even transfer points directly to popular hotel loyalty programs like Marriott Bonvoy, IHG Rewards Club, and World of Hyatt.

Enjoy access to 1,300+ airport lounges worldwide with a complimentary Priority Pass^™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests with the powerful Chase Sapphire Reserve^® card. This coveted card costs a hefty $795 each year, but offers plenty of perks including a large welcome bonus of 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Plus, receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year. Factor in the elevated points for travel – 8x points on Chase Travel^℠ and 4x points on flights and hotels booked direct – and you can see how this card can completely change someone's traveling experience.

Looking for a versatile card that can benefit both you and your partner's interests? Look no further than the Wells Fargo Autograph^® Card. Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases. These categories are specifically designed to allow ample points opportunities on things you most likely are already spending money on. Points are redeemable for travel (anniversary trip), gift cards (anniversary presents), or statement credits.

A couple sharing this card should also be able to receive the card's welcome bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value!

The high-powered Capital One Venture Rewards Credit Card takes the hassle out of travel rewards with unlimited 2 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Redeeming Miles is easy because you can use them as a statement credit towards virtually any travel purchase.

To kickstart your rewards, there's a big bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. You also receive up to a $120 credit for Global Entry or TSA PreCheck^®. The annual fee is $95, but when you consider all the perks, it's easy to see why the Capital One Venture Rewards Credit Card is such a popular travel credit card.

Leave the fees behind when you take to the skies with the Discover it^® Miles credit card. With no annual fee, no foreign transaction fees, and a lucrative rewards program, there's a lot to love with this popular travel credit card. Unlike other travel cards which typically only give you bonus miles when you spend with a specific airline, this card comes with unlimited 1.5x miles on every dollar of every purchase. Plus, the Discover it^® Miles credit card offers an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 17.49% - 26.49% (Variable) APR thereafter. Balance transfer fee applies.

What really makes this card stand out is the stellar first-year bonus: Discover gives you an unlimited match of all the miles you’ve earned at the end of your first year. You could turn 35,000 miles into 70,000 miles! The more you earn, the more you get.

This list would not be complete without this top-tier travel rewards credit card. The Capital One Venture X Rewards Credit Card offers a showstopping sign up bonus of 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening. The rewards rate for this card is equally impressive for travelers with 2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel.

Additionally, there is a loyalty incentive that keeps the rewards coming for longtime card holders. The annual fee for the Capital One Venture X Rewards Credit Card is $395, but when you factor in the top-tier travel perks, the annual fee seems justifiable.

The Citi Strata Premier^® Card, from our partner Citibank, offers one of the best sign up bonuses available: Earn 60,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. That could easily be worth multiple free nights at your next hotel stay!

While this card does come with a $95 annual fee, it also has a stellar rewards rate for everyday spending: 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. 3x -- Earn 3 Points per $1 spent on Restaurants. 3x -- Earn 3 Points per $1 spent on Supermarkets. 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations. 1x -- Earn 1 Point per $1 spent on All Other Purchases. Your points are sure to pile up fast with all those bonus categories!

Maximize earnings on dining, travel, and supermarkets with the American Express^® Gold Card from our partner American Express. Cardholders earn an unbelievable 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards^® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), 5X Membership Rewards^® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App^™, 3X Membership Rewards^® points on flights booked through AmexTravel.com, the Amex Travel App^™, or purchased directly from airlines, 2X Membership Rewards^® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App^™ and cruises booked and paid through AmexTravel.com, and 1X Membership Rewards^® point per dollar spent on all other eligible purchases.

Additionally, apply and find out your welcome offer. You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. This $325 annual fee card might not be for everyone, but if you spend big bucks on food and travel, this prestigious card may be the perfect fit for your wallet.

This card, from our partner American Express, fully lives up to its formidable reputation. The American Express Platinum Card^® greets new cardholders with a welcome offer: Apply and find out your welcome offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. This card makes travel even more financially beneficial with a rewards rate of 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.

The benefits continue with a $200 Airline Fee Credit, Uber Cash, and more (enrollment required)! While this card does come with an annual fee of $895, the perks can easily cover the cost.