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The Best of the Best Amex Cards

Updated on September 22, 2026

Curated For You

Viewing 3 cards(Scroll right to view)

Our Pick

4.5
CompareCredit Score

Close Contender

4.5
CompareCredit Score

Premier Pick

4.0
CompareCredit Score

Terms Apply

Terms Apply

Terms Apply

Welcome Offer

You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Welcome Offer

You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Welcome Offer

You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Rewards Rate

3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Rewards Rate

6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Rewards Rate

4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.

Intro APR

0% on purchases for 15 months and 0% on balance transfers for 15 months. 19.74%-28.74% Variable APR thereafter.

Intro APR

0% on purchases for 12 months and 0% on balance transfers for 12 months. 19.74%-28.74% Variable thereafter.

Extra Perks

No foreign transaction fees

Annual Fee

$0

Annual Fee

$0 intro annual fee for the first year, then $95

Annual Fee

$325

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Our Pick: Blue Cash Everyday® Card from American Express

Our Pick

on American Express' secure site

Terms Apply

4.5
CompareCredit Score

Welcome Offer: You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

  • Welcome Offer

    You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

  • Rewards Rate

    3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

  • Intro APR

    0% on purchases for 15 months and 0% on balance transfers for 15 months. 19.74%-28.74% Variable APR thereafter.

  • Annual Fee$0

Product Details

  • Select to apply online
  • Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
  • Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.

Who is this for: If you love earning rewards on everyday essentials without paying an annual fee, the Blue Cash Everyday® Card from American Express, our partner, is a game-changer. Apply and find out your welcome offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. Plus, enjoy 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Why we like it: This card is packed with perks beyond cash back. Enjoy an intro APR of 0% on purchases for 15 months and 0% on balance transfers for 15 months from the date of account opening. After that, 19.74%-28.74% Variable APR applies. Plus: Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.

Close Contender: Blue Cash Preferred® Card from American Express

Close Contender

on American Express' secure site

Terms Apply

4.5
CompareCredit Score

Welcome Offer: You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

  • Welcome Offer

    You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

  • Rewards Rate

    6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

  • Intro APR

    0% on purchases for 12 months and 0% on balance transfers for 12 months. 19.74%-28.74% Variable thereafter.

  • Annual Fee$0 intro annual fee for the first year, then $95

Product Details

  • Select to apply online
  • Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
  • $0 intro annual fee for the first year, then $95.
  • Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
  • Terms Apply.

Who is this for: If you're looking to maximize rewards on everyday spending, the Blue Cash Preferred® Card from American Express, our partner, is a top-tier cash back powerhouse. Apply and find out your welcome offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. This card is perfect for families and entertainment lovers because cardholders also earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

Why we like it: Not only does this card supercharge your cash back, but it also comes with an intro APR of 0% on purchases for 12 months, followed by 19.74%-28.74% Variable APR. Plus, get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.

Premier Option: American Express® Gold Card

Premier Option

on American Express' secure site

Terms Apply

4.0
CompareCredit Score

Welcome Offer: You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • Welcome Offer

    You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • Rewards Rate

    4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.

  • Extra Perks

    No foreign transaction fees

  • Annual Fee$325

Product Details

  • Select to apply online
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.

Who is this for: Love dining out, traveling, and maximizing rewards? The American Express® Gold Card, from our partner, is built for foodies & jet-setters who want to turn everyday spending into big rewards. Apply and find out your welcome offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Plus, enjoy 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X) and earn 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X). Flying soon? Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.

Why we like it: The perks keep stacking up! Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction. And the best part? Flexible reward redemption—use points for statement credits, gift cards or on Amazon.com, or even transfer them to airline and hotel partners for even more value. If you want a premium rewards card that elevates your lifestyle, the American Express® Gold Card delivers in a big way!

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General Disclaimer

CompareCredit strives to put the consumer first and to keep its information as accurate and up to date as possible. All financial offers or products are presented without warranty and may appear differently on CompareCredit than displayed on a financial institution’s website. When considering any offer, please review the Terms and Conditions of the financial institution located on the application page.

Editorial Note

Our editorial team's content is not provided or commissioned by any financial institution or partner. The opinions, reviews or recommendations expressed in any article mentioned are solely those of our editorial team. Our process for selecting the best credit cards involves thorough research, comparison, and assessment based on specific criteria, with a focus on meeting the diverse needs of our audience. The information included in our content reflects the most accurate details available at the time of publication. Credit card terms and offers may change without notice, so we encourage readers to visit the issuer’s official website for the most current and complete information before making any financial decisions. We aim to provide a variety of credit card options, irrespective of our partnerships.

We've developed an Awards Program to recognize the best credit cards each year, based on key factors such as interest rates, fees, rewards, and customer service. For more details on our evaluation criteria, methodology, and the role of advertising partners, please visit our methodology page.

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